The people in this forum are sooo awesome! Please excuse me for being excited.
Opened my Disco It in Nov, SL $600. Total charges on the card since I opened were about $550 and I PIF. 0 bal on the card right now. This is my 3rd month with the card so...
Thru the app, I hit the “Luv” button and was offered $300 to bring my total CL to $900. I was quite happy with that. I decided to search some previous threads about a double dip with Disco. I saw a number to call (1 (800) 347-4856). I called and spoke to a very nice (professional) lady. “I just received a CLI if $300, which was less than I expected. Could you please check if I am eligible for a little more?” Placed me on hold for about 10sec and said, “we are able to offer you another $300 to bring your total CL to $1200.” I tried to hold the excitement in my voice down. I accepted. She thanked me for being a loyal Disco cardmember since Nov 2018.
Personal Aphorism:"Forget What You Feel, Remember What You Deserve" Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647 Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790 Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782 2022 Goal Score | 800s My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12 Report Status: Clean Garden Status:
Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.
Peanuts compared to some CLI I’ve seen here. Lol. One day I will have those large increases as well. Learning a lot from others.
I can’t express how appreciative I am to the people here. To be able to learn from others past experiences and taking to heart (wallet) the advice they give is priceless.
Super congrats. Please dont take this bad but i lol when they thanked you for your loyalty since Nov 2018. It made it sound like 20 years but has been only 3 months. Dont worry we will get there in time. Ive resched my 90 plus since my last cli but am still being rejected
@AverageJoesCredit Thank you! But, how dare you!? Lol. Kidding. The lady made me feel like I was a life-long cardholder. There was a bit of sarcasm in my voice as I was reading what I was typing, back to myself (not out loud). Obviously didn’t translate well on to the screen. Or did it...?
It actually hadn’t even been 90 days. I read somewhere that they go by the month. I opened the acct on Nov 20th. My CR says opened Nov 1st. So, Feb 1st was the start of the 3rd month...I guess.