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Disco CLI and AMEX 3x CLI

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luxlight
Regular Contributor

Disco CLI and AMEX 3x CLI

Hey guys, I've been kind of trying to satisfy my credit urges but I just can't seem to find the right card that checks all the boxes I would want at the moment. So i decided to request CLIs on my current cards. With Discover, i only got a small $600 credit line increase bringing it to $5.4k. However with my AMEX, i was able to triple my credit line from $2k to $6k instantly. Since the system didn't counter, i feel like i may have been able to get more from AMEX. I'm honestly really happy with my credit lines but should I have asked AMEX for more?

 

Oh also my datapoints: 1.1yr AAoA, oldest account is 1yr and 6 months. Scores in my signature are current or slightly higher.



FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]


AAoA = 2 years, AAoOA = 3 year 1 months

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: Disco CLI and AMEX 3x CLI

Congrats on the CLIs! Any gain is a good gain. Far as I know, the 3x is the max AmEx will approve in one shot, although there may be exceptionally strong outlier profiles that get more.

Now just tend it well and mark the calendar for 181 days to go for your next 3x and boost that thing to $18k!
Message 2 of 6
Anonymous
Not applicable

Re: Disco CLI and AMEX 3x CLI

Great news! Congratulations!
Message 3 of 6
19eighty5
Senior Contributor

Re: Disco CLI and AMEX 3x CLI

Congrats on the CLIs!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 6
Remedios
Credit Mentor

Re: Disco CLI and AMEX 3x CLI

Congrats on your increases 

Message 5 of 6
Anonymous
Not applicable

Re: Disco CLI and AMEX 3x CLI

COngrats on both approvals !!!

 

 

Message 6 of 6
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