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Disco CLI...before 3rd statement

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Valued Member

Disco CLI...before 3rd statement

Decided to pull the trigger and request a cli on my Discover, even though it just opened at the beginning of July...instant approval for addl $500. Not the greatest, but Ill take it, considering the current utilization was about 46%

 

Message 1 of 10
9 REPLIES 9
Frequent Contributor

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!

Message 2 of 10
Frequent Contributor

Re: Disco CLI...before 3rd statement

Congrats on your CLI!

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4/14/18 EQ: 653 TU: 666 EX: 669

9/29/18 EQ:729 EX:712 TU: 715

7/14/19 EQ:754 EX:733 TU: 755
Message 3 of 10
New Contributor

Re: Disco CLI...before 3rd statement


@stephlynn1979 wrote:

Decided to pull the trigger and request a cli on my Discover, even though it just opened at the beginning of July...instant approval for addl $500. Not the greatest, but Ill take it, considering the current utilization was about 46%

 


Congrats.

 

Curious, what was your starting limit (SL)?

Do you think you'll try again after the 3rd statement cuts?

And to clarify this was an online CLI, not a phone-in?

 

Thanks,


In the garden till Nov 19, 2020 07:38:06 GMT....maybe

Message 4 of 10
Valued Member

Re: Disco CLI...before 3rd statement

My SL was $1800. I’ll probably try again in about 30 day’s or so, as I want to pay it down a good amount. And yes, it was an online request.
Message 5 of 10
Senior Contributor

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 6 of 10
Established Contributor

Re: Disco CLI...before 3rd statement

Congratulations on your CLI!  

October 2019 Current Scores: Experian-670
TransUnion-680
Equifax-696
Goal for 2019: Scores of 675 all across the board.
Gardening until Spring 2020

Cap One (PCed to Quicksilver 7/20/18) $500
C1 Quicksilver One $1.6K
DiscoverIt Chrome $1.8K
Walmart Store Card $500
Ollo Rewards Card $800
Amazon Store Card $1K

Cards I Want: Paypal 2%, CareCredit, Capital One Savor

Total Utilization: 30%
No baddies
Inquiries to Date- 3


Message 7 of 10
Valued Contributor

Re: Disco CLI...before 3rd statement

Congrats on your CLI! Did you call in to do a DD?


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 8 of 10
Valued Member

Re: Disco CLI...before 3rd statement

I did not go for the DD. My understanding is that the DD usually only works on an auto CLI, not a requested CLI?

Message 9 of 10
Valued Contributor

Re: Disco CLI...before 3rd statement



















Your FICO credit scores are not just numbers, it’s a skill.

Message 10 of 10
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