cancel
Showing results for 
Search instead for 
Did you mean: 

Disco CLI success

Skitmo
Member

Disco CLI success

Just had my 3rd statement cut. Asked for a CLI today and got a $2500 increase from 5k to 7.5k. A few weeks ago I also got the Amex 3x on my BCE from 2k to 6k. This forum really has been amazing. My scores are all at 699 or 700. Up about 50 or 60 points each in just a few months.
Message 1 of 8
7 REPLIES 7
CincyMazdaMan
Valued Member

Re: Disco CLI success

Congratulations!

 

I've actually tried to increase both of mine an hour ago and neither are messing with me yet. Smiley LOL

 

Discover even raised my fico on their site up 50 points and still no love but I'm sure its because of my balance, but that will be paid off soon. I only owe Amex 24 bucks and they still won't increase me. Oh well. One day!

As of 6/30
EX - 654
TU - 667
EQ - 638

Garden as of 5/20/2017

Too many cards to list!
Message 2 of 8
AverageJoesCredit
Community Leader
Mega Contributor

Re: Disco CLI success

Amazing! Disco is gonna treat you REAL good. Not even 4 months and they are already giving 2500 increases. Enjoy the filet mignonSmiley Wink
Message 3 of 8
EW800
Valued Contributor

Re: Disco CLI success

Congrats!  In my experience, treat the card well and it will treat you really well in return!  I was in about the $4,000 range a few years ago and got it up to over $60K now.  

 

Again, congrats!  

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 4 of 8
pipeguy
Senior Contributor

Re: Disco CLI success

Congrats on the Discover/AmEx CLI's - Discover will give SP increases every couple of months, when thet start getting approved for only $500 you'll know you are near the top of where they want to give you SP increases. Another hint is after a year or so of having the card call and ask for an APR reduction, a lot of times they'll say no, but offer to give you another 6-9-12 months of 0% APR - hard to beat that !

Message 5 of 8
FICOdeMio
Frequent Contributor

Re: Disco CLI success


@Skitmo wrote:
Just had my 3rd statement cut. Asked for a CLI today and got a $2500 increase from 5k to 7.5k. A few weeks ago I also got the Amex 3x on my BCE from 2k to 6k. This forum really has been amazing. My scores are all at 699 or 700. Up about 50 or 60 points each in just a few months.

Congratulations and way to go Skitmo ;-)

 

Have you been putting a lot thru the card, putting just a few on the card, or nothing at all?

 

With me in the beginning I was not using the card at all for the first several months, and they gave my CLIs with no usage.  Then they told me I was not demonstrating that I was using the current credit line.  So it was at that point in time I started using it.  Then they gave me CLIs again.  But, I pay in full each and every month.

 

Again congratulations on your recent CLIs with both Discover and BCE ;-)


Starting Score: EQ 593, TU 600, EX 612
Current Score: EQ 850, TU 850, EX 843
Goal Score: EQ 750, TU 750, EX 780


Take the myFICO Fitness Challenge
Message 6 of 8
Tigers09
Valued Contributor

Re: Disco CLI success

Congrats!! Nice Disco increase
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 7 of 8
Skitmo
Member

Re: Disco CLI success

I've been putting a pretty good amount through it. Statements have been cutting between $700-$1500. Always PIF. I also put a $1000 BT on it. Q2 home improvement bonus category has been a good one for me because of my job. I was able to max it out in the first month.
Message 8 of 8
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.