Disco CLI

[Anonymous]

I got my Disco mid November with a $7,000 SL. I opened it for a balance xfer, and used it pretty heavily for purchases these past few months to maximize my cash back match. Since I've got 0% APR on purchases and BT, while I've been making 2-3x the minimum payment, I've been keeping most of my cash in interest bearing accounts until I need to pay off the purchases before the 0% expires. As a result, my utilization is pretty high right now (69%). 

I tried the love button 31 days in, but got a "need more experience at this credit limit" response. No real surprise. Just tried again, and honestly wasn't expecting anything because of the high utilization but got a $500 increase! I'd have loved a little more to help with the utilization until I pay off the purchases in a couple of months (that APR promotion ends in May), but I'll take it!

[Anonymous]

At least they were willing to throw you a bone!  Congrats!  Discover has been giving some crazy love in the CLIs recently from what folks have been posting... keep them happy and they'll keep you happy!

[simplynoir]

Congrats on the increase despite how small it is. Think once you pay that balance off you might get a different response.

[xaximus]

Congrats on the CLI! I'm hoping to get some sort of increase on mines soon as well!

[Anonymous]

Congrats on the CLI. I can not seem to break Discover. Stuck at a $2000 SL. Tried heavy use, tried light use, tried no use. Still nothing in almost a year. I guess they just dont like my profile. LOL  

[AverageJoesCredit]

Nothing wrong with a little AJC Special Even i cant one, go figure

[Anonymous]

COngrats on CLI !!!

[SFLSpotter9210]

Congratulations on your CLI don’t worry if everything goes as you plan there’s a pot of gold at the end of the rainbow 🌈. When did you app for your 2 attempt at a CLI? Just curious cause I plan on doing the same. I just got mine and did a BT. Good luck with it nonetheless 👍.

[19eighty5]

Congratulations on your CLI!