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Disco CLI!

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Valued Contributor

Disco CLI!

My second statement cut today.  Hit the luv button and got:

"

Credit Line Increase Request
 
Congratulations! You will receive a credit line increase of $1,100.



Living through Darwinism is so much worse than learning about about it in school.
Message 1 of 12
11 REPLIES 11
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Frequent Contributor

Re: Disco CLI!

Congratulations! Did you call and ask for some MO MONEY? 





Life’s a garden...Dig it!
Dangit.
Message 2 of 12
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Senior Contributor

Re: Disco CLI!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 3 of 12
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Senior Contributor

Re: Disco CLI!

Wow COngrats on early CLI !!!!

what was your spending average monthly?

 

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 4 of 12
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Valued Contributor

Re: Disco CLI!


@WarEagle1 wrote:

Congratulations! Did you call and ask for some MO MONEY? 


Nah. I was just happy the increase had a comma in it.  Thanks!




Living through Darwinism is so much worse than learning about about it in school.
Message 5 of 12
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Valued Contributor

Re: Disco CLI!


@VoltronM wrote:

Wow COngrats on early CLI !!!!

what was your spending average monthly?


I hit it hard, as I had seen from succesful Disco 60 day CLIs.  $1800 the first month, made an early $1400 payment, then paid the statement balance in full. Used it for another $1600 the second cycle and made another early payment. In total, the I ran a tad over $3400 (the CL) in 2 cycles and paid $2400. Today's statement had $1008 balance and about $40 in cash back.

 

Currently sits at $968/$4100.




Living through Darwinism is so much worse than learning about about it in school.
Message 6 of 12
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Valued Contributor

Re: Disco CLI!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Very Nice CLI!!!

AMEX BCE $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $13.7K | Citi AAdvantage WEMC $14K | Citi Costco VS $12K
Discover IT $19K | OpenSky $300 | BB&T Cash Rewards $4.5K | Synchrony (PayPal Credit $4K, Care Credit $15K, & PayPal 2% MC $10K) |
BBVA Compass Rewards VS $10.5K | NFCU cashRewards $3K | NFCU More Rewards AMEX $33.5K | NFCU Flagship VS $19K
Macy's AMEX $10.5K | Apple Card WEMC $6K | PenFed Power Cash Rewards VS $7.5K

TCL - $204K+ | Rebuilding since April 2018
Message 7 of 12
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Frequent Contributor

Re: Disco CLI!


@mikesonthemend wrote:

My second statement cut today.  Hit the luv button and got:

"

Credit Line Increase Request
 
Congratulations! You will receive a credit line increase of $1,100.

What is luv??? I seen it around but don't want wait it means.

 

 

Congratz on the increase.

I tried getting an increase but was denied and now I'm waiting for the reason in mail. :/


@mikesonthemend wrote:

@VoltronM wrote:

Wow COngrats on early CLI !!!!

what was your spending average monthly?


I hit it hard, as I had seen from succesful Disco 60 day CLIs.  $1800 the first month, made an early $1400 payment, then paid the statement balance in full. Used it for another $1600 the second cycle and made another early payment. In total, the I ran a tad over $3400 (the CL) in 2 cycles and paid $2400. Today's statement had $1008 balance and about $40 in cash back.

 

Currently sits at $968/$4100.


I know what you mean ... I got a college bill and wondering if I should just fill it up and pay it off and then pay it off. $500 CL on my card isn't match but it's the only card giving me cashback at the moment. 

MSGCU Rewards | $5k | 10/2/2020 | 9.25% APRDiscover Student Cash It | $3,550 | 1/4/2019 | 12.99% APRAmex 1.5% CB | $3.9k | 7/3/2019 | 20.99% APRBest Buy Store Card | $3kChase Student Card | $1k | 4/10/2020 | 14.99% APRDiscover Cash It | $1,500 | 10/2/2020 | 11.99% APRCiti DC | $3.5k | 10/14/2020 | 16.99% APR

Loans
Ford Credit Car Loan 3-year 7/31/2018 ($199.26/month)
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 ($155.38/month)

Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020

Future Potenital Cards
AOD 3%
Gas Card 4% or 5%
Dining & Enterainment 3%
Amazon 5%
USB Cash 5% (Cable and Phone)
BOA Cash Rewards (if it ever goes back to Mastercard)
Message 8 of 12
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Valued Contributor

Re: Disco CLI!


@ZackAttack wrote:


I know what you mean ... I got a college bill and wondering if I should just fill it up and pay it off and then pay it off. $500 CL on my card isn't match but it's the only card giving me cashback at the moment. 


Patience. Your scores are impressive. You will fly by me soon, very soon.




Living through Darwinism is so much worse than learning about about it in school.
Message 9 of 12
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Established Member

Re: Disco CLI!

Congrats!

Message 10 of 12
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