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Disco CLI!

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mikesonthemend
Valued Contributor

Disco CLI!

My second statement cut today.  Hit the luv button and got:

"

Credit Line Increase Request
 
Congratulations! You will receive a credit line increase of $1,100.



Living through Darwinism is so much worse than learning about about it in school.
Message 1 of 12
11 REPLIES 11
Anonymous
Not applicable

Re: Disco CLI!

Congratulations! Did you call and ask for some MO MONEY? 

Message 2 of 12
19eighty5
Senior Contributor

Re: Disco CLI!

Congratulations on your CLI!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 3 of 12
Anonymous
Not applicable

Re: Disco CLI!

Wow COngrats on early CLI !!!!

what was your spending average monthly?

 

 

 

Message 4 of 12
mikesonthemend
Valued Contributor

Re: Disco CLI!


@Anonymous wrote:

Congratulations! Did you call and ask for some MO MONEY? 


Nah. I was just happy the increase had a comma in it.  Thanks!




Living through Darwinism is so much worse than learning about about it in school.
Message 5 of 12
mikesonthemend
Valued Contributor

Re: Disco CLI!


@Anonymous wrote:

Wow COngrats on early CLI !!!!

what was your spending average monthly?


I hit it hard, as I had seen from succesful Disco 60 day CLIs.  $1800 the first month, made an early $1400 payment, then paid the statement balance in full. Used it for another $1600 the second cycle and made another early payment. In total, the I ran a tad over $3400 (the CL) in 2 cycles and paid $2400. Today's statement had $1008 balance and about $40 in cash back.

 

Currently sits at $968/$4100.




Living through Darwinism is so much worse than learning about about it in school.
Message 6 of 12
Marz2002
Senior Contributor

Re: Disco CLI!

YOU...

awesome congratulations GIF by Slanted Studios

CONGRATS on your Very Nice CLI!!!

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 7 of 12
ZackAttack
Established Contributor

Re: Disco CLI!


@mikesonthemend wrote:

My second statement cut today.  Hit the luv button and got:

"

Credit Line Increase Request
 
Congratulations! You will receive a credit line increase of $1,100.

What is luv??? I seen it around but don't want wait it means.

 

 

Congratz on the increase.

I tried getting an increase but was denied and now I'm waiting for the reason in mail. :/


@mikesonthemend wrote:

@Anonymous wrote:

Wow COngrats on early CLI !!!!

what was your spending average monthly?


I hit it hard, as I had seen from succesful Disco 60 day CLIs.  $1800 the first month, made an early $1400 payment, then paid the statement balance in full. Used it for another $1600 the second cycle and made another early payment. In total, the I ran a tad over $3400 (the CL) in 2 cycles and paid $2400. Today's statement had $1008 balance and about $40 in cash back.

 

Currently sits at $968/$4100.


I know what you mean ... I got a college bill and wondering if I should just fill it up and pay it off and then pay it off. $500 CL on my card isn't match but it's the only card giving me cashback at the moment. 

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 8 of 12
mikesonthemend
Valued Contributor

Re: Disco CLI!


@ZackAttack wrote:


I know what you mean ... I got a college bill and wondering if I should just fill it up and pay it off and then pay it off. $500 CL on my card isn't match but it's the only card giving me cashback at the moment. 


Patience. Your scores are impressive. You will fly by me soon, very soon.




Living through Darwinism is so much worse than learning about about it in school.
Message 9 of 12
Neutron
New Contributor

Re: Disco CLI!

Congrats!

Message 10 of 12
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