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Disco likes me again

gdale6
Moderator

Re: Disco likes me again

Grats on the Disco increase!

Message 11 of 24
mrcraft
Valued Contributor

Re: Disco likes me again

Congratulations on your CLI!!






Message 12 of 24
CreditAggie
Senior Contributor

Re: Disco likes me again

Congratulations on your Discover CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 13 of 24
CreditMagic7
Super Contributor

Re: Disco likes me again

Congratulations on your DISCOVER CARD CLI!

Message 14 of 24
Johnnyonespeed
Established Member

Re: Disco likes me again

Nice! I burned disco in 2014 in my chapter 7 for about 1K, had a lot of others that were much higher. They will not pre qualify me and always cite the reason as exisiting/prior account status 

PSECU 20k
BECU 15k
Navy Federal Flagship 19k
Navy Federal Cash Rewards 10k
Capital One Venture 30k
Penfed Pathfinder 10k
Penfed Power Cash 5k
Penfed Platinum Rewards Signature 5k
Dow Chemical Credit Union 2.5k
ELGA Credit Union 2.5k
Penfed Power Cash 17.5k
Discover It 4k
Message 15 of 24
Credit4Growth
Valued Contributor

Re: Disco likes me again

Congratulations on your Discover limit increase! 🍾 

|| DTI 8% || Mortgage Scores: EQ724, Tu694, EX726 ||
Inquiries: EQ/TU/EX (0 / 2 / 1) - 0/6 - 0/12 - 3/24 ||


Next App on the list is ???
Last apps: (2) August 18, 2019
Garden goal - Unknown date, 2021
Going for Sapphire spade - May 18th 2021

Dirty/ Thick/ Aged/
Message 16 of 24
AzCreditGuy
Frequent Contributor

Re: Disco likes me again


@gatorlover wrote:

Congrats on your CLI! When you say burn, did you settle with them or include them as part of a BK? How long did it take to get back in with them?

 

Curious as I am about to burn them in a settlement soon (hopefully), so wondering how long before they might love me again.

 

Cheers Smiley Happy


@gatorlover Just saw this, mine was an old skool burn in 2008....I just let everything go as everybody else. I never went through a BK, I just laid low for 7 years and waited for the baddies to drop off. I applied for Cap 1 in 2015 and did WRONG approach towards credit re-building and waited till 2019 to do a full credit spree of 7 cards and 1 loan. These companies will remember you, AMEX wont even let me pre-qual with them even after all these years, dont care at this point. I have all the cards and credit that I need since all 3 credit scores are above 810

Message 17 of 24
gatorlover
Contributor

Re: Disco likes me again


@AzCreditGuy wrote:

@gatorlover wrote:

Congrats on your CLI! When you say burn, did you settle with them or include them as part of a BK? How long did it take to get back in with them?

 

Curious as I am about to burn them in a settlement soon (hopefully), so wondering how long before they might love me again.

 

Cheers Smiley Happy


@gatorlover Just saw this, mine was an old skool burn in 2008....I just let everything go as everybody else. I never went through a BK, I just laid low for 7 years and waited for the baddies to drop off. I applied for Cap 1 in 2015 and did WRONG approach towards credit re-building and waited till 2019 to do a full credit spree of 7 cards and 1 loan. These companies will remember you, AMEX wont even let me pre-qual with them even after all these years, dont care at this point. I have all the cards and credit that I need since all 3 credit scores are above 810


Got it, I did the same but in 2017. I'm currently working on settling with everyone but yah, not paying anyone back in full.

 

congrats on your rebuild at 810 score!

Current

Starting (May 2020)


Reaching for 750+
Message 18 of 24
paws
Frequent Contributor

Re: Disco likes me again

Congratulations on your approval!

CCs → Capital One | Finn | Tomo | Mission Lane | Chime
Message 19 of 24
SPChaser
Established Contributor

Re: Disco likes me again

Congrats on on your Discover CLI!!! 🥳

“Play the game, but don't believe in it“
Message 20 of 24
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