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Discover $1,000 CLI Approval - A BIG deal for me!!

Anonymous
Not applicable

Re: Discover $1,000 CLI Approval - A BIG deal for me!!


@805orbust wrote:

I feel like Jim Carrey in The Mask when he got that award and he said "You love me.... You REALLY love me!"   Smiley LOL

 

Kidding of course, but they are STINGY with me:

2016 - $900 SL

2017 - $300 CLI

2021 - CLI to $5,800 in January

2022 - CLI to $6,800 in June?

 

Been denied at least 4 times since then.  Was going to put them on the CHOP list but:   Hit the LUV button and they gave me $1,000 bump.  I was inspired by @ipmyf88 who didn't start getting increases until allowing balances to report.  This would be my first in about 3 years.  I wonder... although I've got a theory about scoring that I'll propose in a separate thread, but for now, not too shabby.

 

 


My early years with Discover (at least five) were denials or $500. In fact I had an auto CLI for $250. Really wondered about me or them? Later they let the dogs loose and I would get $4000 at a crack so know you are in good company. As to logic on CLIs ... the mystery? Smiley Sad

Message 11 of 40
805orbust
Valued Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

@Anonymous it is frustrating in the least, but at this point I may as well keep them. Who knows? Maybe the floodgates will open or my aim will get better on that dartboard @FireMedic1  posted... thats EXACTLY hiw it feels with these guys!  🤣



Message 12 of 40
firefox100
Valued Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Nice going congratulations, have fun.

Message 13 of 40
ipmyf88
Valued Member

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Hey congratulations! Glad I could help with my data points. 

Message 14 of 40
SDMarik
Established Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Good stuff! Congrats on the Discover cli!



"When prosperity comes, do not use all of it"
Message 15 of 40
CreditAggie
Community Leader
Super Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congratulations on your Discover CLI!

Current Cards (in order of approval):

            
Current FICO 8 | 9 (November 2023):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 16 of 40
cashorcharge
Community Leader
Senior Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

WooHoo!! Congratulations on your CLI Approval!!👏🏼🍾🥂

Message 17 of 40
KingRue8500
Senior Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

Congrats on your Discover CLI




Message 18 of 40
SuperFlyEDSguy
New Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

@Anonymous I literally got the exact same CLI!!! After 8-Months with my Discover it Cash Back, I requested a CLI online and it instantly came back with a $1.5K increase from $5K to $6.5K! The $1.5K thing doesn't surprise me nearly as much as both of us asking the same amount of months since our respective accounts have been opened! I wonder if they're handing everyone roughly the same amount, give-or-take a little? 🤔 

AMEX Gold Card: NPSL • NFCU Visa Signature Flagship Rewards Card: $12K (PC!) • NFCU More Rewards AMEX: $11.2K • NFCU Platinum Visa: $11K • PayPal Cashback World Mastercard: $8K • Bread 2% Cashback AMEX: $6,650 • Discover it Cash Back: $6.5K • Discover it Miles: $5.5K • Dell Preferred Account: $5.5K • Amazon Prime Store Card: $4K • AAA Visa Signature (Daily Advantage) Card: $2.7K (New!) • PayPal Credit (Synchrony Bank): $2.5K • Merrick Bank Double Your Line MasterCard: $2.5K • Kohl’s Card: $2.5K • Mercury MasterCard: $1.9K • GS Apple Card: $1,750 • AMEX Delta SkyMiles Platinum Card: $1.7K • Walmart Rewards MasterCard: $1.1K • AMEX Delta SkyMiles Blue Card: $1K (PC) • AMEX Blue Cash Everyday (BCE): $1K (New!) • Capital One Quicksilver: $900 • Capital One SavorOne: $500 • Target RedCard: $500
_______
Closed Accounts: Tomo Visa Signature Card (Low SL/CL, High APR!) (Updated!) • Ollo Platinum MasterCard (Subprime, Low SL/CL, 28.49% APR) • Upgrade Card (Low SL/CL, APR was 29.99%!!!) • Aspire MasterCard (Subprime, Account closed due to inactivity!) • Capital One QuicksilverOne ($800 CL not worth the $39/year anymore!) • Capital One Quicksilver ($300 SL was a joke being the “Good Credit” version!)
_______
Wish List (Top 5): AMEX Blue Cash Preferred Card (BCP) • NFCU Visa Signature Flagship RewardsDiscover it Travel Credit Card • Synchrony Premier World Mastercard • MLS Forward Card by Avant (I know, but I want it for the MLS swag!)
_______
Current Scores Range: 665 to 703. (Updated!)
Next Goal: 700+ “All Around.”
Utilization: ~21%. (Updated!)
Permanently Disabled: December, 2020.
Started Rebuilding: August, 2020 (~3 Years!).
BK7 Filed: February, 2017 (Discharged).
_______
“That’s Poppycock!”
“I can’t…” are likely the two most overused words in our vocabulary!
• PSA: Ignorance is far more expensive than any education money will buy!
Message 19 of 40
SuperFlyEDSguy
New Contributor

Re: Discover $1,000 CLI Approval - A BIG deal for me!!

@805orbust A very hearty congrats on the CLI! $1,000 is a very big deal and I'd be happy to get that as a CLI most any day, though I really would like it to be Cap 1 as they're to me what Discover is to you in this case! In my last actual rare approval with Cap 1, they gave me a $100 CLI! (I asked for $2,000) I took it, but I was a bit disappointed considering all the work I put into build a strong credit profile! Cap 1 is their own worst enemy! 😞 

AMEX Gold Card: NPSL • NFCU Visa Signature Flagship Rewards Card: $12K (PC!) • NFCU More Rewards AMEX: $11.2K • NFCU Platinum Visa: $11K • PayPal Cashback World Mastercard: $8K • Bread 2% Cashback AMEX: $6,650 • Discover it Cash Back: $6.5K • Discover it Miles: $5.5K • Dell Preferred Account: $5.5K • Amazon Prime Store Card: $4K • AAA Visa Signature (Daily Advantage) Card: $2.7K (New!) • PayPal Credit (Synchrony Bank): $2.5K • Merrick Bank Double Your Line MasterCard: $2.5K • Kohl’s Card: $2.5K • Mercury MasterCard: $1.9K • GS Apple Card: $1,750 • AMEX Delta SkyMiles Platinum Card: $1.7K • Walmart Rewards MasterCard: $1.1K • AMEX Delta SkyMiles Blue Card: $1K (PC) • AMEX Blue Cash Everyday (BCE): $1K (New!) • Capital One Quicksilver: $900 • Capital One SavorOne: $500 • Target RedCard: $500
_______
Closed Accounts: Tomo Visa Signature Card (Low SL/CL, High APR!) (Updated!) • Ollo Platinum MasterCard (Subprime, Low SL/CL, 28.49% APR) • Upgrade Card (Low SL/CL, APR was 29.99%!!!) • Aspire MasterCard (Subprime, Account closed due to inactivity!) • Capital One QuicksilverOne ($800 CL not worth the $39/year anymore!) • Capital One Quicksilver ($300 SL was a joke being the “Good Credit” version!)
_______
Wish List (Top 5): AMEX Blue Cash Preferred Card (BCP) • NFCU Visa Signature Flagship RewardsDiscover it Travel Credit Card • Synchrony Premier World Mastercard • MLS Forward Card by Avant (I know, but I want it for the MLS swag!)
_______
Current Scores Range: 665 to 703. (Updated!)
Next Goal: 700+ “All Around.”
Utilization: ~21%. (Updated!)
Permanently Disabled: December, 2020.
Started Rebuilding: August, 2020 (~3 Years!).
BK7 Filed: February, 2017 (Discharged).
_______
“That’s Poppycock!”
“I can’t…” are likely the two most overused words in our vocabulary!
• PSA: Ignorance is far more expensive than any education money will buy!
Message 20 of 40
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