I feel like Jim Carrey in The Mask when he got that award and he said "You love me.... You REALLY love me!"
Kidding of course, but they are STINGY with me:
2016 - $900 SL
2017 - $300 CLI
2021 - CLI to $5,800 in January
2022 - CLI to $6,800 in June?
Been denied at least 4 times since then. Was going to put them on the CHOP list but: Hit the LUV button and they gave me $1,000 bump. I was inspired by @ipmyf88 who didn't start getting increases until allowing balances to report. This would be my first in about 3 years. I wonder... although I've got a theory about scoring that I'll propose in a separate thread, but for now, not too shabby.
My early years with Discover (at least five) were denials or $500. In fact I had an auto CLI for $250. Really wondered about me or them? Later they let the dogs loose and I would get $4000 at a crack so know you are in good company. As to logic on CLIs ... the mystery?
@Anonymous it is frustrating in the least, but at this point I may as well keep them. Who knows? Maybe the floodgates will open or my aim will get better on that dartboard @FireMedic1 posted... thats EXACTLY hiw it feels with these guys! 🤣
Good stuff! Congrats on the Discover cli!
Congratulations on your Discover CLI!
@Anonymous I literally got the exact same CLI!!! After 8-Months with my Discover it Cash Back, I requested a CLI online and it instantly came back with a $1.5K increase from $5K to $6.5K! The $1.5K thing doesn't surprise me nearly as much as both of us asking the same amount of months since our respective accounts have been opened! I wonder if they're handing everyone roughly the same amount, give-or-take a little? 🤔
@805orbust A very hearty congrats on the CLI! $1,000 is a very big deal and I'd be happy to get that as a CLI most any day, though I really would like it to be Cap 1 as they're to me what Discover is to you in this case! In my last actual rare approval with Cap 1, they gave me a $100 CLI! (I asked for $2,000) I took it, but I was a bit disappointed considering all the work I put into build a strong credit profile! Cap 1 is their own worst enemy! 😞