Now I'm curious: how old is that C1 $900 card, did it get any cli? 😈 I really should've started, even if secured, with Disco.
First, I wish I knew how awesome Discover was when I started my rebuild. It was not until later that I found out and was like "why am I so late to the party?!" I'm just glad I decided to get in with them at all as they're probably tied with AMEX & NFCU for my favorite bank/issuer! You live and learn, right?!
That Cap 1 was my very first card in my rebuild and started it's life on 8/24/2020 as an unsecured Platinum Card with their standard $300 limit. After not yet being handed a CLI, I requested one on Pi Day 2021 and received a sole Benjy bringing my new limit to $400! I received my first and only auto-CLI in November 2021, but it was a bit more promising as this one more than doubled the limit bringing it to $900!
Now, the day I got upset and was already up to two canceled cards, they offered to "upgrade" it to the Quicksilver (for Good Credit) that I just canceled (with the $300 limit causing me to lose it like a chimp throwing a screaming fit). This "upgrade" did nothing for my credit line or APR, but I got Unlimited 1.5% Cash Back, which was at least something the Platinum didn't have.
As this was my very first card since rebuilding, I am hanging onto it as I need something to age my accounts even a little bit! It was about loyalty, but when your oldest card has your second lowest credit line, well, forget loyalty as it's a two way street! This is why Cap 1 raises my blood pressure, it seems the more you should be rewarded for using your credit wisely, the less favorable you are to them as you're not making them fees and interest like it's nobody's business!
That good version wich u canceled was your 3rd C1 card? Wonder if I would get such low limit too. My 2nd one, Savor One was opened way later, Jan this year and did get 2k. Just canceled my 1st cc, C1 secured plat(500 to 700), waiting for the deposit refund mail.
My grudge is actually vs Chase, 3rd of 8 cards and after a year, still stuck at 500 SL. Citi DC was my 2nd and they already gave me 2 clis, from 1000 to 3000. The latest one Disco CB, opened Feb this year, 3000 to 4500.
@805orbust Congrats, buddy! In my previous life, I had a Discover. I think it started as a Discover Gas card, kind of a translucent brown. It has a decent CL but never budged. A CL from them is like a compliment, hard to come by and all too rare!
wow... thats a good point @SuperFlyEDSguy . You could just embed images in your sig... Gotta try that... stir some stuff up around here
Sounds like fun — Count me in! This book of a sig (below) was only intended to be a placeholder until I got around to creating something a bit more more visually appealing, BTW!
Here, you'll want to use the <img> tag. You'll likely need to include the width, height or both attributes. You shouldn't use the inline CSS attribute! The alt attribute should allow you to put an actual description in, e.g. a credit limit along with the name! Read this for more details on using the tag:
Another thing that you should immediately recognize are Shields.io, which lets you create these things using simple links!
Just scroll down the Shields.io page and it will hopefully be self-explanatory... Hopefully! 😆
@805orbust ... A CL from them is like a compliment, hard to come by and all too rare!
That sounds A LOT like my old boss! 😂
@720orBust ditto my friend. Next up for me is FNBO in November... unless I figure something else out before then 😁