Re: Discover $3K SP CLI--A New Record For Me!

xaximus · ‎01-01-2019

Congrats on the CLI!

Scores - All bureaus 770 +
TCL - Est. $410K

Anonymous · ‎01-01-2019

That's excellent! Congrats on the two new cli!!

EW800 · ‎01-02-2019

Congrats on your great CLI! My experience has been that if you treat your Discover card well, it will repay the favor!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

SouthJamaica · ‎01-02-2019

@Credit-hoarder wrote:
@SouthJamaica wrote:
@Pikaboo-icu wrote:
NICE!!!
I envy you, I'm still in the $300 zone, if anything..

Congrats to YOU!!!
I guess I'm in the $300 zone too. Generally they never give me more than $300.

Then, a few months ago, I got an auto CLI of $1600. So I thought I'd finally broken out of their $300 CLI jail.

But when I applied the other day, there it was... $300.

That's strange SJ--And you even have better scores than I have. Heck--you even have B of A's business M/C which I was turned down for last May. How long have you had your Discover card?

3 years and 10 months.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

SEG-fenced credit union Platinum Visa 10500

Comenity AAA Travel Advantage Visa $6200

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 691

Credit-hoarder · ‎01-02-2019

@SouthJamaica wrote:
@Credit-hoarder wrote:
@SouthJamaica wrote:
@Pikaboo-icu wrote:
NICE!!!
I envy you, I'm still in the $300 zone, if anything..

Congrats to YOU!!!
I guess I'm in the $300 zone too. Generally they never give me more than $300.

Then, a few months ago, I got an auto CLI of $1600. So I thought I'd finally broken out of their $300 CLI jail.

But when I applied the other day, there it was... $300.

That's strange SJ--And you even have better scores than I have. Heck--you even have B of A's business M/C which I was turned down for last May. How long have you had your Discover card?
3 years and 10 months.

Mine is almost 5.5 years old. But I think I had mine right around 4 years before I finally started getting 4 digit CLIs from $500--but the time in between also went up from 3 mos. to 6 mos. So hang in there--your turn should be right around the corner

BUSINESS

Rewards Pts.-Miles: UR-MR-TYP-Venture

MartyWrite75 · ‎01-02-2019

Congratulations!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)

Anonymous · ‎01-02-2019

COngrats on your approval !!!

Discover $3K SP CLI--A New Record For Me!

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