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Discover $3K SP CLI--A New Record For Me!

xaximus
Valued Contributor

Re: Discover $3K SP CLI--A New Record For Me!

Congrats on the CLI!


Scores - All bureaus 756 +
TCL - Est. $275K
Message 11 of 17
DommieD
Regular Contributor

Re: Discover $3K SP CLI--A New Record For Me!

That's excellent! Congrats on the two new cli!! 

Current Fico:
As of April 2018:


Message 12 of 17
EW800
Valued Contributor

Re: Discover $3K SP CLI--A New Record For Me!

Congrats on your great CLI!  My experience has been that if you treat your Discover card well, it will repay the favor!  

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 13 of 17
SouthJamaica
Super Contributor

Re: Discover $3K SP CLI--A New Record For Me!


@Credit-hoarder wrote:

@SouthJamaica wrote:

@Pikaboo-icu wrote:

NICE!!!

I envy you, I'm still in the $300 zone, if anything..

 

Congrats to YOU!!!  0001Cheerleader.gif


I guess I'm in the $300 zone too. Generally they never give me more than $300.

 

Then, a few months ago, I got an auto CLI of $1600. So I thought I'd finally broken out of their $300 CLI jail.

 

But when I applied the other day, there it was...   $300.

 

 


That's strange SJ--And you even have better scores than I have. Heck--you even have B of A's business M/C which I was turned down for last May. How long have you had your Discover card?


3 years and 10 months.


Total revolving limits 653000 (575000 reporting) FICO 8: EQ 716 TU 747 EX 715

Message 14 of 17
Credit-hoarder
Valued Contributor

Re: Discover $3K SP CLI--A New Record For Me!


@SouthJamaica wrote:

@Credit-hoarder wrote:

@SouthJamaica wrote:

@Pikaboo-icu wrote:

NICE!!!

I envy you, I'm still in the $300 zone, if anything..

 

Congrats to YOU!!!  0001Cheerleader.gif


I guess I'm in the $300 zone too. Generally they never give me more than $300.

 

Then, a few months ago, I got an auto CLI of $1600. So I thought I'd finally broken out of their $300 CLI jail.

 

But when I applied the other day, there it was...   $300.

 

 


That's strange SJ--And you even have better scores than I have. Heck--you even have B of A's business M/C which I was turned down for last May. How long have you had your Discover card?


3 years and 10 months.


Mine is almost 5.5 years old. But I think I had mine right around 4 years before I finally started getting 4 digit CLIs from $500--but the time in between also went up from 3 mos. to 6 mos.  So hang in there--your turn should be right around the corner

BUSINESS
Rewards Pts.-Miles: UR-MR-TYP-Venture
Message 15 of 17
MartyWrite75
Established Contributor

Re: Discover $3K SP CLI--A New Record For Me!

Congratulations!

May 2021: Experian 710 Equifax 698 Transunion 715


Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS1: $4,100 || Discover It: $3,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $1,000 || Amazon Prime Store Card: $6,000 || Overstock Store Card: $6,050 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $2,000

Wishlist Cards:
Citi Double Cash || Paypal Mastercard || Cap One Savor

Gardening from 03/18/2021 to 04/18/2023 (ideally)
Total Utilization: 11%
Message 16 of 17
VoltronM
Senior Contributor

Re: Discover $3K SP CLI--A New Record For Me!

COngrats on your approval !!!

 

 

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 17 of 17
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