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Discover Approval

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Anonymous
Not applicable

Discover Approval

I have stalked this website for a while but after applying for an AMEX and being denied last year, I have been scared to apply for anything else. I had a 90 day+ delinquent student loan that I was SO LUCKY to get to speak with someone and have it removed from my credit report, and after that my credit score bounced back almost immediately but I have still been hesitant to apply.

 

Today I was checking the prequal sites like I do every once in a while and Discover had the 13.24-16.24% APR like it has had the past few times I've checked but for some reason today I decided to pull the trigger and I am so excited I did!

 

I got approved for $5,500!!!

 

I was only expecting MAYBE $1000-2000 if approved since I have read that they tend to start low but grow fast, so when I saw that number I was shocked but so excited. I hope I end up enjoying this card as much as a lot of people on here do...I only have one other card that isn't a store card and that is my Citi Forward that I initially got years ago as the student MTVU card or whatever it was in 2009.  I had a $4,000 starting limit on that one which was super high for me being only 19 and not much history when I got it, but I never got a CLI until last month and they moved me up to $6,050.  I'm so excited to have my Discover starting so close to what that one took me forever to get to! Smiley Happy

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Discover Approval

Congrats on your new card, and for getting that late removed! Enjoy Discover! Smiley Happy

Message 2 of 11
Anonymous
Not applicable

Re: Discover Approval

nice work and congrats on the approval!!

Message 3 of 11
CountryLivin
Valued Contributor

Re: Discover Approval

Congratulations!

Message 4 of 11
CreditMagic7
Mega Contributor

Re: Discover Approval

Welcome to the forums and To The Discover Family.

 

Congrats!

Message 5 of 11
alextercero
Super Contributor

Re: Discover Approval

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 6 of 11
Anonymous
Not applicable

Re: Discover Approval

Awesome job!  Welcome to the forum!  Smiley Happy

Message 7 of 11
RonM21
Valued Contributor

Re: Discover Approval

Congrats on the approval!


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 8 of 11
Anonymous
Not applicable

Re: Discover Approval

congrats!

Message 9 of 11
grillandwinemaster
Valued Contributor

Re: Discover Approval

Congrats! Welcome to the family!

Now go get that Amex! Lol


Current Scores 3/2016 Equifax 676 Transunion 697 Experian 648 Goal Scores: 720's accross the board. Gardening Goal: 3/2017
Message 10 of 11
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