Discover Auto CLI

luxlight · ‎10-19-2018

I just got an email from discover out of the blue and opening it revealed my largest credit line increase from them ever. I was previously denied two CLI requests with about a month spaced between each request. This is also my first ever auto CLI from Discover and its been higher than I've ever been granted at $1600, now reached a credit limit just under $5k at $4800. My FICO score actually dropped this billing cycle to a 711 as i let around 26% UTI on it (my highest to date). Just wish they had rounded up to $5000 for a nice even number

Chase Freedom Unlimited Visa $7200 limit | Sept 2020

Chase Freedom Visa $2500 limit | Jan 2020

Barclays Uber Visa $1000 limit | Mar 2019

AMEX Blue Cash Everyday $8800 limit | Mar 2018

Discover IT Students $10000 limit | Aug 2017

FICO 8 Scores

TU: 743 [2 Inquiry] | EQ: 742 (FAKO) [0 Inquiry] | EX: 753 [4 Inquiries]

AAoA = 2 years, AAoOA = 3 year 1 months

Nayola · ‎10-19-2018

What a nice surprise. It's nice to be shown some Discover love :-)

Aramos · ‎10-19-2018

Nice! I just got an email as well. It was not for as much, but still. Did a quick double dip to increase up to double initial amount. Maybe check for yourself also!

Cred4All · ‎10-20-2018

Nice CLI congrats!

MartyWrite75 · ‎10-20-2018

This is wonderful news! Congratulations!

I tried to get a CLI, but no dice. I am going to wait for another 6 months and try again.

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)