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Discover - Big Surprise

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Community Leader
Senior Contributor

Re: Discover - Big Surprise

Is Credit None charging you any fees?

Is there a grace period....

On second thought...

DITCH IT NOW.... CLOSE IT... CUT THE ALBATROSS OFF YOU NECK....

It still will "build credit" and report even after its closed for a few years..

That Discover card more than makes up for it....

 

Every time a Credit One card is closed, or other predatory subprime lender, a credit angel gets their wings....

LET IT GO.. 

I just shake my head on things like this...  Youve replaced it and moved on.. Subprime/Rebuilder credit has its place... but its like tissues, you use it, and then you throw it away. (once youve moved on to better cards, you close )

 

Message 11 of 20
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Valued Member

Re: Discover - Big Surprise


@AverageJoesCredit wrote:
Oh yeah, kick Credit 1 to the curbSmiley Wink

And Affirm. 

 

You buying car parts with Affirm? lol

Message 12 of 20
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Senior Contributor

Re: Discover - Big Surprise

Congrats on your Disco approval! Smiley Happy




Message 13 of 20
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Regular Contributor

Re: Discover - Big Surprise

Credit One is new, just got last week and I'm playing with it and so far no fees, nada. I'll ditch it in 3 to 5 months.

Message 14 of 20
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Regular Contributor

Re: Discover - Big Surprise

Affirm account has been paid off last week, its closed and paid, will report as CLOSED/PAID

Message 15 of 20
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Valued Contributor

Re: Discover - Big Surprise

Congrats on the sweet SCL with Disco! You’re on your way now.




Message 16 of 20
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Valued Contributor

Re: Discover - Big Surprise

$5K from Discover and a closed Credit One...

 

That is two steps forwards, my friend! Congrats!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 17 of 20
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Regular Contributor

Re: Discover - Big Surprise

Congratulations on your Disco 5k SL!! Welcome to the Disco Club!

Message 18 of 20
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Frequent Contributor

Re: Discover - Big Surprise

Its a sp for cli anyway mine as well shoot for the stars with disco



Message 19 of 20
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Established Contributor

Re: Discover - Big Surprise

That was a great roll of the dice. Congrats!!! 

“Most people work just hard enough not to get fired and get paid just enough not to quit.”
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Message 20 of 20
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