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Discover CLI - 4 Years Coming

LCC_mk14
Regular Contributor

Discover CLI - 4 Years Coming

I have 2 Discover it Cards - One student version opened 4.5 years ago and a new one opened in February 2018.

I have tried FOREVER to get a CLI on my Discover Student Card and finally, after probably 20 requests over 6 months, got a 1000 increase. 

It took the card from 500 --> 1500.

 

I did sock drawer this card for about 2 months and then made a small charge it the other day. I wonder if that made some Disco magic. 

 

Disco is a fickle one, I was just denied last week for a CLI and thought I would try again.

They have taught me the meaning of persistence haha.

 

DP at approval: TU 703, 2 inquiries, 35% utilization

 

**Edited to add that this is my first CLI on the card, as the name title hints

 




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3 REPLIES 3
frencheese
Contributor

Re: Discover CLI - 4 Years Coming

Your persistence paid off, way to go!

FICO 8 Scores 4/1/2018: 694 EX 714 EQ 740 TU FICO 8 Scores 6/16/2019 770 EX 798 EQ 791 TU

Wells Fargo Cash Wise $20,000 [] PenFed Power Cash $20,000 [] HSBC Cash Rewards $3,750 [] Discover It $5,100 [] Maurice’s $5,000 [] CO Savor $15,000 [] NFCU Flagship $18,000 [] Amex Rose Gold [] Walmart $800 [] Kohl’s $1000 [] Amazon Store Card $300 [] American Express Cash Magnet $1000 [] USAA Cashback Rewards Plus American Express Card $4500 []
Message 2 of 4
c00mtg
Valued Contributor

Re: Discover CLI - 4 Years Coming

Congrats!!



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 3 of 4
Janus
Senior Contributor

Re: Discover CLI - 4 Years Coming

I think that student card is stuck at being a low limit student card, so you likely don't have much more room to go with it. Unfortunatey it is also helping with age of credit, so you can't really close it. lol 

So i think sock drawering it, and putting more use on the new one should be your goal. Along with getting you UTI down below 30%, that should help with CLI's






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