Decided to request some CLI's before garden for 24 months.
SL $7000 --> $7600
Housing payment: $0
Account 2.5 years old. No late payments with balance always paid in full.
The max the offered me was a $600 increase. Was hoping to get to $10K.
BoA Cash Rewards
SL $4500 --> $5500
Same deal as discover, but asked for $15,000 and was countered with 5500.
Kinda dissapointed but oh well. Did I have unrealistic expectations for these CLIs or do you think these low increases are pretty normal for my situation?
At my last CLI with Discover I was offered $300 via the Luv Button. I then called the 800# on the back of the card and asked for a recon and the CSR was able to authorize an additional $700, bringing my increase up to $1000. This was all with a SP. If I wanted to be considered for a larger increase it would need a HP. I kept the $1000 and thanked them kindly. That was 3 months from the previous increase. I'll be at 3 months from the last one in a couple weeks, so will give it another go then.