Showing results for 
Search instead for 
Did you mean: 

Discover CLI + BoA CLI

Not applicable

Discover CLI + BoA CLI

Decided to request some CLI's before garden for 24 months. 


Discover It

SL $7000 --> $7600

TU: 760

Income: 34000

Housing payment: $0

Account 2.5 years old. No late payments with balance always paid in full. 

The max the offered me was a $600 increase. Was hoping to get to $10K.


BoA Cash Rewards

SL $4500 --> $5500

EQ: 753

Income: 34000

Same deal as discover, but asked for $15,000 and was countered with 5500.


Kinda dissapointed but oh well. Did I have unrealistic expectations for these CLIs or do you think these low increases are pretty normal for my situation?



Message 1 of 5
Valued Contributor

Re: Discover CLI + BoA CLI

Congrats on the increases!

Message 2 of 5
Valued Contributor

Re: Discover CLI + BoA CLI

Congrats on the CLI's, you may be disappointed but an increase is still a positive thing.
Kind of hard to say why the limits were only slight increases, without knowing a little more about your DP's.

Message 3 of 5
Valued Member

Re: Discover CLI + BoA CLI

At my last CLI with Discover I was offered $300 via the Luv Button. I then called the 800# on the back of the card and asked for a recon and the CSR was able to authorize an additional $700, bringing my increase up to $1000. This was all with a SP. If I wanted to be considered for a larger increase it would need a HP. I kept the $1000 and thanked them kindly. That was 3 months from the previous increase. I'll be at 3 months from the last one in a couple weeks, so will give it another go then.

Starting Score: EQ - 691; TU - 726; EX - 711
Current Score: EQ - 691; TU - 726; EX - 711
Goal Score: EQ - 780; TU - 780; EX - 780

Mortage Middle Score: Starting - 682; Current - 682; Goal - 740

Take the myFICO Fitness Challenge
Message 4 of 5
Senior Contributor

Re: Discover CLI + BoA CLI


FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.