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Discover CLI + BoA CLI

chodgson98
Valued Member

Discover CLI + BoA CLI

Decided to request some CLI's before garden for 24 months. 

 

Discover It

SL $7000 --> $7600

TU: 760

Income: 34000

Housing payment: $0

Account 2.5 years old. No late payments with balance always paid in full. 

The max the offered me was a $600 increase. Was hoping to get to $10K.

 

BoA Cash Rewards

SL $4500 --> $5500

EQ: 753

Income: 34000

Same deal as discover, but asked for $15,000 and was countered with 5500.

 

Kinda dissapointed but oh well. Did I have unrealistic expectations for these CLIs or do you think these low increases are pretty normal for my situation?

 

 



Message 1 of 5
4 REPLIES 4
Cred4All
Valued Contributor

Re: Discover CLI + BoA CLI

Congrats on the increases!


Message 2 of 5
Priory_Man
Established Contributor

Re: Discover CLI + BoA CLI

Congrats on the CLI's, you may be disappointed but an increase is still a positive thing.
Kind of hard to say why the limits were only slight increases, without knowing a little more about your DP's.





~~ Former Royal Navy Submariner - Proud to have served ~~
Message 3 of 5
jenrn123
Valued Member

Re: Discover CLI + BoA CLI

At my last CLI with Discover I was offered $300 via the Luv Button. I then called the 800# on the back of the card and asked for a recon and the CSR was able to authorize an additional $700, bringing my increase up to $1000. This was all with a SP. If I wanted to be considered for a larger increase it would need a HP. I kept the $1000 and thanked them kindly. That was 3 months from the previous increase. I'll be at 3 months from the last one in a couple weeks, so will give it another go then.

Starting Score: EQ - 691; TU - 726; EX - 711
Current Score: EQ - 691; TU - 726; EX - 711
Goal Score: EQ - 780; TU - 780; EX - 780



Mortage Middle Score: Starting - 682; Current - 682; Goal - 740


Take the myFICO Fitness Challenge
Message 4 of 5
19eighty5
Senior Contributor

Re: Discover CLI + BoA CLI

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Mar 2020):EX- 689, TU- 665, EQ- 670
What's in my wallet:



On the chopping block:

Message 5 of 5
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