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Discover CLI...FINALLY

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ambivalent
Established Contributor

Discover CLI...FINALLY

Hi All!

I FINALLY received CLIs on my Discover card! I've had it for  years (2017 maybe?) and never received a CLI. My limit got dropped from $4K to $3,600 (I was being balance chased; my balance was near there). I paid the card off and just let it sit.  I requested several CLIs and always got denied for experience with current limit.  I had a BT offer, so I took it and maxed it out in June ($3570). Then asked for an increase. Denied for the same reason. I waited and made a payment, then asked for one in July and got $500. Sweet! Made my August payment and thought "hey, why not?" I got $1,500 out of this one! I am going to continue this trend and see where it takes me as I pay off the BT. Those CLIs will really help my util on that card, taking it from maxed to 80% to ~60%. I'm stoked!

 

~A

Aiming for 700 across FICO 8 and $150K TCL
Message 1 of 10
9 REPLIES 9
805orbust
Valued Contributor

Re: Discover CLI...FINALLY

So happy for you, and nice that you're getting in the groove with Disco!

 

That said they make me sick  Smiley Happy



Message 2 of 10
KalVerse
Member

Re: Discover CLI...FINALLY

Congrats! I got a CLI when I paid my 2k Discover card off. Got a second discover 10k card around the same time. Not sure if it was the payoff or new card that affected it or both

735 Avg. (currently prepping multiple CU's before applying for a ton of cards)
TL 21k
Apple Card 4k, Discover 10k & 4k, Chase Freedom 3k
Message 3 of 10
OmarGB9
Community Leader
Super Contributor

Re: Discover CLI...FINALLY

Congrats!


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 4 of 10
KingRue8500
Senior Contributor

Re: Discover CLI...FINALLY

Congrats on your Discover CLI




Message 5 of 10
ambivalent
Established Contributor

Re: Discover CLI...FINALLY


@805orbust wrote:

So happy for you, and nice that you're getting in the groove with Disco!

 

That said they make me sick  Smiley Happy


This literally made me laugh out loud!!! 
thank you!

Aiming for 700 across FICO 8 and $150K TCL
Message 6 of 10
ambivalent
Established Contributor

Re: Discover CLI...FINALLY


@KalVerse wrote:

Congrats! I got a CLI when I paid my 2k Discover card off. Got a second discover 10k card around the same time. Not sure if it was the payoff or new card that affected it or both


I did mess around with the pre-approval link but didn't want to test it yet and take a hp to get a 3k limit. I'm going to garden  for another month or so and then pull the trigger on some CLIs with some of my other cards. 

Aiming for 700 across FICO 8 and $150K TCL
Message 7 of 10
CreditAggie
Community Leader
Super Contributor

Re: Discover CLI...FINALLY

Congratulations on your Discover CLI!

Current Cards (in order of approval):

         
Current FICO 8 | 9 (June 2024):  
Credit Age:  
Inquiries (6/12/24):  
Banks & CUs:

Message 8 of 10
babygirl1256
Senior Contributor

Re: Discover CLI...FINALLY

Congrats on your Discover CLI.

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 9 of 10
cashorcharge
Community Leader
Super Contributor

Re: Discover CLI...FINALLY

WooHoo!! Congratulations on your Approval!!👏🏼🍾🥂

Message 10 of 10
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