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Discover CLI LUV, Amex not so much

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New Contributor

Discover CLI LUV, Amex not so much

Requested cli on Discover last week and received notice of review needed. Forgot all about it figuring it would be denied as I believe my last request was approved last May, only the second request I had made since opening 9/1999. Received email today stating the cli approved 17k to 21.5k. Hit button on 2 Amex cards, received $200 bucks on 1 bringing cl to 10.4k, the second one was denied. Oh well, I will show discover some extra love this month.
Message 1 of 6
5 REPLIES 5
Senior Contributor

Re: Discover CLI LUV, Amex not so much

Congrats on CLI !!!!

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 2 of 6
Valued Member

Re: Discover CLI LUV, Amex not so much

I've had the total opposite. AMEX has been showing me lots of love with very minimal usage yet I've been showing Discover love because of the 5% category which means the AMEX BCE has been neglected. Here's my history/DP

 

Discover

12/2016 approved $6,500

3/2017 $1500 CLI, $8K CL

6/2017 $500 CLI, $8.5K CL

9/2017 $500 CLI, $9K CL

Nothing on anniversary month

4/2018 $4500 CLI, $13.5K CL

7/2018 $4500 CLI, $18K CL

10/2018 $1000 CLI, $19K CL

1/2019 90 and 91 day declined

 

AMEX BCE

5/2018 approved $15K
7/2018 req $5K 61 day cli $20K
1/2019 req $10K 180 day cli $30K
Looks like I left some on the table on both req's.
Not much usuage either, $1k to trigger bonus and $200 in groceries per 2018 YES
Message 3 of 6
Senior Contributor

Re: Discover CLI LUV, Amex not so much

Congratulations!

Starting Scores FICO 8 (Feb '18):
EX- 519, TU- 530, EQ- 545

Current Scores



Message 4 of 6
Contributor

Re: Discover CLI LUV, Amex not so much

Nice. 🤘🏼

7/16/2019

Amex BCE $13,4k | Apple Card $6,5k | Chase Amazon $5k | Chase Ink Cash Business $30,4k | Citi AAdvantage $5,4k | Citi Costco Business $10k | Discover It $15,4k | PayPal $3,2k | Synch Amazon $2,9k | Target RC $2,5k | US Bank Cash+ $1,5k | US Bank REI MC $11,5k | Uber $1,5k
Message 5 of 6
Valued Contributor

Re: Discover CLI LUV, Amex not so much

Congrats on your CLIs! Smiley Happy





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