It has been about three months or so since I have hit Discover up for a CLI. I had already been at $53,700, therefore I was fully expecting a rejection as far as going any higher. I submitted the request anyway. About two days later, I received an e-mail asking me to call the New Accounts Team within 7 days - something to the effect of wanting to verify information in regard to my CLI request. Ah oh... I went ahead and called, as I was straight-up in regard to income and had nothing to hide. I called and was asked what my income was and what the source of that income is. I was then put on hold for about two to three minutes, when the rep came back and said that I had been approved for a whopping $60, 200!
Not sure if this helps, but as a reference point, I put about $1,000 a month of spend on the card and allow between $5 and $10 a month to report on my statement. This is my one account that I allow to show a balance, with all others being $0. THe account has been open since about 2009.
With my ugliness from a few years ago, I would have never thought they would allow me a CL in this range, however I am sure in reality they would never allow my balance to get anything near that limit.
With a painless phone call like that you just set the bar higher for Discover CL's. Congrats on the increase and time with Discover! 7 years with a single lender is impressive around here 
Congrats * Celebrate*
Congrats! 
@EW800 wrote:It has been about three months or so since I have hit Discover up for a CLI. I had already been at $53,700, therefore I was fully expecting a rejection as far as going any higher. I submitted the request anyway. About two days later, I received an e-mail asking me to call the New Accounts Team within 7 days - something to the effect of wanting to verify information in regard to my CLI request. Ah oh... I went ahead and called, as I was straight-up in regard to income and had nothing to hide. I called and was asked what my income was and what the source of that income is. I was then put on hold for about two to three minutes, when the rep came back and said that I had been approved for a whopping $60, 200!
Not sure if this helps, but as a reference point, I put about $1,000 a month of spend on the card and allow between $5 and $10 a month to report on my statement. This is my one account that I allow to show a balance, with all others being $0. THe account has been open since about 2009.
With my ugliness from a few years ago, I would have never thought they would allow me a CL in this range, however I am sure in reality they would never allow my balance to get anything near that limit.
CL $408,200