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Discover CLI The road to 32k

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Regular Contributor

Discover CLI The road to 32k

First of all big thank you to everyone that takes the time to post on these forums especially with data points. A few days ago i hit 32k on my Discover and im just amazed. I know discover acts differently with everyone but i wanted to just show you my personal journey it may be able to help someone.

 

Income 80k

 

The first year i was carrying a balance because of the 0% intro period. The $500 increases recieved was the bar type where you move the slider to the left or right.

 

Score took a hit on 3/16 when a collection reported that was not mine was successfully able to dispute it. From open to present 0 Baddies on report.

 

After the balance was paid in full after the one year all balances were paid in full every month. All credit increases received after 07/16 were two day review and all SP.

 

Card opened 07/15

 

 

Date        Limit             Score          Spend

 

08/15        3.5k              758              $ 61.00

09/15         4k                740              $ 192.00

10/15        4k                 737              $ 1910

11/15         4k                726              $ 335

12/15         4k                734              $  0

1/15           4.5k             746              $ 2500 BT

2/16           4.5k             714              $ 0

3/16           4.5k             664              $  0

4/16            5k               707              $1800

5/16            5k               712              $ 2600  PIF Total balance

6/16            6.5k            750              $ 1200

7/16            9.5k            743              $ 2300

8/16            9.5k             729             $ 1700

9/16            14k              714             $ 1500

10/16           14k             745             $ 2500

11/16           20k             727             $ 2800

12/16           26k             732             $1800

1/16            32k             740              $2000

 

 

My discover definitely seems to be on the usage CLI route. I have also seen somebody on these forums with very minimal spend get 4-6k increases. Anything is possible with Discover.

 

Thanks for reading i will be following this thread so if you have any questions feel free to reply and ill answer as best i can.

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6 REPLIES 6
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New Contributor

Re: Discover CLI The road to 32k

Great Data to know!

Congrats on the CLI!

Amex Plat | Business Amex Plat | NFCU Cash Rewards $22,100 | Discover iT $1,000 | Capital One Plat $1750 | Capital One Quicksilver $2000 | Walmart SC $5000 | Amazon SC $4000 | Military Star Card $1750 NFCU CLOC $500 | NFCU PL $7500 |
Message 2 of 7
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Community Leader
Mega Contributor

Re: Discover CLI The road to 32k

Thats quite a journey for a year and a half from 3.5 to 32k!. Do you just hit the button once a month? Thanks for sharingSmiley Happy
Message 3 of 7
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Established Contributor

Re: Discover CLI The road to 32k

Wow that's an awesome CL....are you stictly hitting the button monthly? 

Message 4 of 7
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Regular Contributor

Re: Discover CLI The road to 32k

Thank you. I do hit it once a month after the statement cuts. 

Message 5 of 7
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Senior Contributor

Re: Discover CLI The road to 32k

Thanks for sharing your data points and CONGRATS on your CLI!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 6 of 7
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Valued Contributor

Re: Discover CLI The road to 32k

I started my Discover card 2 years ago with a $10K CL. As of about a month ago I have $26K. They seem to like me too, which I'm not complaining about. Congratulations on your success too!



EQ: 820 || TU: 825 || EX: 812 (From CCT: 7/20/17) || Garden since 1/5/18. CapOne Quicksilver $22k || Home Depot $16k || Lowes $16k || DiscoverIT $27.5k || BofA Rewards $15k || Barclay Ring $10k || BJ's Perks $13.5k || PSECU $9k || Chase Freedom $7k || AMEX BCE $17.1k || USBank Cash+ $12K || Citi DC $8K || FNBO Sheetz $6K || PSECU Founders $5K || PayPal Credit $4K ||
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