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Discover CLI after a low offer

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newhis
Valued Contributor

Discover CLI after a low offer

My wife tried to increase her Discover limit last month and they offered only $500. She said "no thanks".

 

Just tried again (no CLI increase link on main page or profile page) and they offered $4,500.

 

Some information:

- she just finished a 0% offer a couple of months ago

- she just reported $0 balance last month

- always PIF 

- started as a student card at $500 4 years ago

- new limit $22,000

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Discover CLI after a low offer

Nice increase. Congrats to her!
Message 2 of 8
ShatteredK
Regular Contributor

Re: Discover CLI after a low offer

Good move on her for saying no and getting a higher increase, congrats!
.:: AmEx Gold Delta | AmEx Blue Cash | Citi AAdvantage | Chase Amazon Prime Signature Visa | Wells Fargo Platinum::.
02.15.18:
Today:
Message 3 of 8
Anonymous
Not applicable

Re: Discover CLI after a low offer

Congrats on the Disco increase!!

And thanks for all of the good info in your post

Message 4 of 8
Anonymous
Not applicable

Re: Discover CLI after a low offer

Congratulations to your wife for staying with it and getting a higher CLI!

Message 5 of 8
Anonymous
Not applicable

Re: Discover CLI after a low offer

So it seems as though maybe instead of seeming desperate for a CLI and taking the $500 maybe others should do the same and say no to it and wait for a better offer such as this .Thanks for the info. New to disco and appreciate this knowledge . Oh and congrats!

Message 6 of 8
AverageJoesCredit
Legendary Contributor

Re: Discover CLI after a low offer

Congrats to DWSmiley Happy Im confused. How did Discover offer these increases if not requested by DW via the request credit limit increase page?
Message 7 of 8
newhis
Valued Contributor

Re: Discover CLI after a low offer


@AverageJoesCreditwrote:
Congrats to DWSmiley Happy Im confused. How did Discover offer these increases if not requested by DW via the request credit limit increase page?

There are 3 places where a credit limit increase link show:

  1. Click on Card Details next to the card picture and there could be a link below the credit line
  2. Click profile then Edit Account Profile, you could see a link on credit line
  3. Click on Manage, then you always see a link to Credit Line Increase under Credit Options

Some people say that they don't get increases until the link show on 1 or 2. Last month and this month there were no links on 1 or 2, so she went with the 3rd option to request the increase.

 

I hope this is clear.

Message 8 of 8
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