Discover CLI and Combination

jl4 · ‎10-15-2018

For those unaware, in order to combine two Discover cards, one has to be eligible for a credit line increase. Fortunately, if one is, one can have both their cake and eat it, too!

I had two cards, an IT Chrome (acted as a rebuilder from 2015) that masterfully grew to $2,200 from $500, and an IT Cash Back, opened a few months ago with 15-months no interest, sitting at $3,500. After waiting the obligatory 3-months post-opening for my first CLI request, I called in and asked nicely.

I was approved for a whopping +$500 and because of that, I could also combine my cards. I moved the entirety of my Chrome card over and closed it out, resulting in a grand total on this new card of $6,200. In my head, that seems like a killer amount for Discover, especially in my shoes. I have no need for all of it as I only use the card for categories, but it's good to know it's there in case I find a need for $6,000 worth of Amazon.com crap this quarter

EQ8: 779 (Inq: 1) | TU8: 771 (Inq: 0) | EX8: 763 (Inq: 4)
Total Rev: $182,500

MartyWrite75 · ‎10-15-2018

This is AWESOME! Congratulations!!!

April 2024: Experian 772; Equifax 779; Transunion 781

Cards I Have:
Cap One QS: $600 (Sock drawer) || Cap One QS (#2): $6,200 (Sock drawer) || Discover It: $11,400 || Cap One Walmart: $600 (Sock drawer) || AMEX BCP: $8,900 || Amazon Prime Store Card: $10,000 || FNBO Rewards Visa: $2,600 || Discover Cash Back: $5,500 || Citi Custom Cash: $9,500 || Verizon VS Visa: $10,000 || Amex Hilton Honors: $10,000 || Amazon (Chase) Prime Rewards (VS): $9,500

Wishlist Cards:
Paypal Mastercard || Bread Mastercard

Gardening to 10/2024(ideally)
Total Utilization: 11%
Inquiries: Exp: (1) Trans: (0) Equif: (0)