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Discover CLI and New 4k SL Card in same Day

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Valued Member

Discover CLI and New 4k SL Card in same Day

This morning i noticed the TU score in the Discover app went from 664 to 681. I hit the CLI button and went from 500 limit, to $1,000. Then later in the day I checked their prequal site and got a 4k limit on another card I will use for balance xfers.

 

Does anyone have recommendations for recon and asking for higher limit on the new card? Any advice is appreciated.

Starting Score: 560(2015)
Current Score: 720(middle)
Goal Score: 760


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Senior Contributor

Re: Discover CLI and New 4k SL Card in same Day

Congrats on CLI , new approval , do you have any data points

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
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Valued Member

Re: Discover CLI and New 4k SL Card in same Day

Thank you.

 

today i signed up for myfico scores and they are:
667EQ  678TU  668EX

 

I had 1 inq in last 12 mo on TU, 1 on EQ, and 9 on EX. I entered income at 120k and rent at 975/mo on their site.

 

I was also denied by BofA for BankAmericard today. They pulled EX which has the most inquiries. I plan to recon asap.

Starting Score: 560(2015)
Current Score: 720(middle)
Goal Score: 760


Take the myFICO Fitness Challenge
Message 3 of 8
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Valued Member

Re: Discover CLI and New 4k SL Card in same Day

Another note, discover checked equifax for the new card
Starting Score: 560(2015)
Current Score: 720(middle)
Goal Score: 760


Take the myFICO Fitness Challenge
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Community Leader
Mega Contributor

Re: Discover CLI and New 4k SL Card in same Day

CongratsSmiley Happy So you now have 2 Discovers? Any info you can provide? When did you open 1st card etc? Thanks
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Frequent Contributor

Re: Discover CLI and New 4k SL Card in same Day

This might sound like a silly question..but i never read about someone having 2 of the same exact cards before. This is something you can do with all credit cards? Thats very interesting.

Congratulations on the new approval and SL!
Message 6 of 8
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Valued Member

Re: Discover CLI and New 4k SL Card in same Day

Apparently there is the standard It card and there is also the It cash back card.

I opened the It with a $500 SL in 2016 and always carried a high balance until recently. Several denials for Cli.
Starting Score: 560(2015)
Current Score: 720(middle)
Goal Score: 760


Take the myFICO Fitness Challenge
Message 7 of 8
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Valued Contributor

Re: Discover CLI and New 4k SL Card in same Day

Congrats on the Disco CLI and new approval!!

State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
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