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Discover CLI of $3,500!

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New Contributor

Discover CLI of $3,500!

Well it has been a long time since my last increase. I started to suspect they would wait until the 1 year mark. I have made all payments on time or early for a full year now. I will keep attempting the monthly pulls. I have really enjoyed this card and have quickly absorbed the cashback this quarter because online shopping and Paypal has kept me (slightly) more sane.

Initial $2,700
Attempt #1: 11/28/2019, Denied , "Insufficient History"
Attempt #2: 12/4/2019, Denied, "Insufficient History"
Attempt #3: 1/7/2019, Approved, $200 Increase
Attempt #4 2/10/2020, Denied, "Insufficient experience at current limit"
Attempt #5 3/10/2020, Denied, "Insufficient experience at current limit"
Attempt #6 4/23/2020 Denied, "Insufficient experience at current limit"
Attempt #7 6/15/2020 Denied, "Insufficient experience at current limit"
Attempt #8 8/1/2020, Approved, $3500 Increase!

Current CL $6400.

Edit: Changed the text 'time' to 'experience'. I shredded the documentation so I don't have the exact wording on hand but someone said experience is more likely the correct wording.



21 REPLIES 21
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Super Contributor

Re: Discover CLI of $3,500!

Congratulations on your CLI!
Message 2 of 22
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Valued Contributor

Re: Discover CLI of $3,500!


@Creditsen wrote:
Well it has been a long time since my last increase. I started to suspect they would wait until the 1 year mark. I have made all payments on time or early for a full year now. I will keep attempting the monthly pulls. I have really enjoyed this card and have quickly absorbed the cashback this quarter because online shopping and Paypal has kept me (slightly) more sane.

Initial $2,700
Attempt #1: 11/28/2019, Denied , "Insufficient History"
Attempt #2: 12/4/2019, Denied, "Insufficient History"
Attempt #3: 1/7/2019, Approved, $200 Increase
Attempt #4 2/10/2020, Denied, "Insufficient time at current limit"
Attempt #5 3/10/2020, Denied, "Insufficient time at current limit"
Attempt #6 4/23/2020 Denied, "Insufficient time at current limit"
Attempt #7 6/15/2020 Denied, "Insufficient time at current limit"
Attempt #8 8/1/2020, Approved, $3500 Increase!

Current CL $6400.

Beautiful -- Congratulations! Smiley Happy

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (09/16/2020): FICO 08 EXP: 747; TU: 758; EQ: 775
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 3 of 22
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Moderator

Re: Discover CLI of $3,500!

Persistence is key, congrats on knocking down the door Smiley Happy
Message 4 of 22
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Epic Contributor

Re: Discover CLI of $3,500!

Congratulations!! .. Now at least I know who got my CLISmiley Very Happy

Message 5 of 22
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Valued Contributor

Re: Discover CLI of $3,500!

Congratulations on your CLI!!

 

I'm going to try tomorrow when my statement cuts.  I finally got the "low usage" message when I tried last month instead of the usual "not enough experience" message, so I put a lot of spend through my card the last few weeks.  We'll see how it goes.





Message 6 of 22
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New Contributor

Re: Discover CLI of $3,500!


@mrcraft wrote:

Congratulations on your CLI!!

 

I'm going to try tomorrow when my statement cuts.  I finally got the "low usage" message when I tried last month instead of the "not enough experience" message, so I put a lot of spend through my card the last few weeks.  We'll see how it goes.


Good luck! Fingers crossed for you!



Message 7 of 22
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Valued Contributor

Re: Discover CLI of $3,500!

Congrats! Nice job 👍







           
Message 8 of 22
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Community Leader
Valued Contributor

Re: Discover CLI of $3,500!

Disco showin the ❤️!! Congrats on your CLI!! 👏🏻 

Message 9 of 22
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Valued Contributor

Re: Discover CLI of $3,500!

Congratulations on your Discover CLI!



Current FICO 8:

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Message 10 of 22
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