So happy this morning, logged in to Discover for my first CLI (after 91 day wait) and got $4K CLI! Started at $3K... Now at $7K. Woo hoo!
Especially awesome after sacrificing a HP on Friday to try and get my Chase Freedom above $1,500 only to be denied, Lol
Congrats on your increase!!!
Congratulations on your CLI, very happy for you!
|Total Credit: $240,100||Credit Utilization: 1%||AAoA: 5 years, 7 months||Installments: Car Lease, Marcus Loan||Negatives: 0|
That's awesome!!! What are your scores? I was only given a CLI of $500 at my 91 day mark.... so I'm curious to see how our scores compare.
TU 759 ... Also, I don't know if not carrying a balance was a factor, because my husband had his 91 day about a month before mine, and he was also only approved for $500 CLI, but on his card we have a balance transfer (util was at 86%) and his TU was 708
You can report a balance but you have to pay your statement amount off at the end of each billing cycle. That gives the largest credit limit increase. I payed over my statement amount each due date and I have been given quite a large increase in 4 months. Now that I'm at 14.2k I'm just going to pay the statement balance each due date and see how high I can get.