Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊
No luck with the DD, but still glad to have the increase regardless! I'd been hitting the luv button every 2 weeks since my last increase 4 months ago in April.
Here's my history with this card:
Jan 2019 - Approved for a $500 SL (was my first ever card and I had no credit history whatsoever)
April 2019 - Luv button CLI to $1,000
Aug 2019 - Luv button CLI to $1,500
I've been using this card really heavily over the last few months because my spending habits really go well with its rotating categories. I always PIF and I've also been paying the card off multiple times a month because I end up using more CL than I have. I always only let it report 5-8% when my statement closes though.
Some DPs:
TU FICO8 - 728 / INQ - 1
EX FICO8 - 726 / INQ - 3
EQ FICO8 - ? / INQ - 3
AAoA - 5 mo
AoOA - 7 mo
AoYA - 3 mo
Util - 1%
No baddies
Income - 90K
Thanks to everyone on this forum for the incredible information and advice you all provide!
Congrats on that CLI!
Congrats on your increase
Congrats on the Discover CLI! I'd say you are doing really well, because no one seems to be able to figure Discover out!
Congrats on your Disco CLI
Disco Fever!
@StartingStrong wrote:Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊
Coming from a guy with a near $50k Discover limit, I think the gain you referenced above is huge. When I think of CLIs, I look at them in terms of percentage rather than dollars. You received a 50% CLI this time and are at a 200% increase over your SL just over 6 months ago. That's fantastic growth, IMO. Keep it up.