Applied for a Discover It card back in late September 2018 with a $500 SL. Followed most of the guidelines I saw and didn't request a CLI until 3 months/90 days. Nothing. Requested once every month following and nothing. Took a break for two months, said what the hell and submitted a request via the luv button yesterday (I also changed my income from 85,000 to 120,000. For some reason I was always being generous before, but felt like being realistic) and got a small $300 increase. Accepted it and immediately called in and they increased it an extra $200 to $1,000! Small, but grateful for finally getting an increase. :-)
That is awesome!!! Continue using it wisely and your Disco card will grow with time! Congrats!!!
Keep plodding along and before you know it you'll be getting even bigger increases as you get more established.
If you're using that Capital One card some and keeping it in good standing, you can work it up slowly with only soft pulls. I started with only a $1K limit and was just approved for $22K after several years or hitting the 'luv button'.
I read that Discover loves you utilizing what they give you so I put all my purchases on it and paid it off several times throughout the month! Hoping it continues to grow.
@AimHigh, the Cap1 card I have was initially a credit rebuilder card and even though I've been in really good standing with them for going on 2 years now, they don't increase my limit no matter how often I request it.
@jordandhale95 I have heard about a program with Capital One called "Credit Steps" which you should be eligible for even with poor or average credit.
I would call Customer Service and try to get enrolled.
(I did my credit line increases though their regular impersonal online credit line increase request, so I'm not really familiar with Credit Steps but I've heard about it a lot.)
Congrats! Nice increase. Don’t worry—Disco has a lot of upward mobility