cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI

Highlighted
Frequent Contributor

Discover CLI

Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊

No luck with the DD, but still glad to have the increase regardless! I'd been hitting the luv button every 2 weeks since my last increase 4 months ago in April.

Here's my history with this card:
Jan 2019 - Approved for a $500 SL (was my first ever card and I had no credit history whatsoever)
April 2019 - Luv button CLI to $1,000
Aug 2019 - Luv button CLI to $1,500

I've been using this card really heavily over the last few months because my spending habits really go well with its rotating categories. I always PIF and I've also been paying the card off multiple times a month because I end up using more CL than I have. I always only let it report 5-8% when my statement closes though.

Some DPs:
TU FICO8 - 728 / INQ - 1
EX FICO8 - 726 / INQ - 3
EQ FICO8 - ? / INQ - 3
AAoA - 5 mo
AoOA - 7 mo
AoYA - 3 mo
Util - 1%
No baddies
Income - 90K

Thanks to everyone on this forum for the incredible information and advice you all provide! Heart

Message 1 of 12
11 REPLIES 11
Highlighted
Valued Contributor

Re: Discover CLI

Congrats on that CLI!




"Your ego is writing checks your body can't cash".
Message 2 of 12
Highlighted
Moderator

Re: Discover CLI

Congrats on your increase 

07/14/2020 I need crayons to type
Message 3 of 12
Highlighted
Established Contributor

Re: Discover CLI

Congrats on the Discover CLI!  I'd say you are doing really well, because no one seems to be able to figure Discover out!  

 

Minion Congrats.gif




Message 4 of 12
Highlighted
Mega Contributor

Re: Discover CLI

Congrats on your Disco CLISmiley Happy

"It's true hard work never killed anybody, but I figure, why take the chance?"
Message 5 of 12
Highlighted
Community Leader
Mega Contributor

Re: Discover CLI

Lol, speak for yourself , an AJC Special is what i hold closest to my heartSmiley Happy it was my bread and butter. EnjoySmiley Happy
Message 6 of 12
Highlighted
Valued Contributor

Re: Discover CLI

Congrats on your Disco CLI!!
Message 7 of 12
Highlighted
Valued Contributor

Re: Discover CLI

Congrats! A 50% increase is always awesome in anyone’s book!
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 5 EQ 3 TU 1
AAoA 5y2m
UTIL 1% - 3%

$200K+ Total Limits







New cc TLs 0/6 ; 1/12 & 3/24
Message 8 of 12
Highlighted
Valued Contributor

Re: Discover CLI

 

Disco Fever!Disco Fever!

 




Living through Darwinism is so much worse than learning about about it in school.
Message 9 of 12
Highlighted
Super Contributor

Re: Discover CLI


@StartingStrong wrote:

Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊


Coming from a guy with a near $50k Discover limit, I think the gain you referenced above is huge.  When I think of CLIs, I look at them in terms of percentage rather than dollars.  You received a 50% CLI this time and are at a 200% increase over your SL just over 6 months ago.  That's fantastic growth, IMO.  Keep it up.

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.