cancel
Showing results for 
Search instead for 
Did you mean: 

Discover CLI

Estimate your FICO® Score range for free

FICO® Score Estimator

Auto Loans for ANY Credit Situation. Immediate Response.
Advertiser disclosure
Frequent Contributor

Discover CLI

Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊

No luck with the DD, but still glad to have the increase regardless! I'd been hitting the luv button every 2 weeks since my last increase 4 months ago in April.

Here's my history with this card:
Jan 2019 - Approved for a $500 SL (was my first ever card and I had no credit history whatsoever)
April 2019 - Luv button CLI to $1,000
Aug 2019 - Luv button CLI to $1,500

I've been using this card really heavily over the last few months because my spending habits really go well with its rotating categories. I always PIF and I've also been paying the card off multiple times a month because I end up using more CL than I have. I always only let it report 5-8% when my statement closes though.

Some DPs:
TU FICO8 - 728 / INQ - 1
EX FICO8 - 726 / INQ - 3
EQ FICO8 - ? / INQ - 3
AAoA - 5 mo
AoOA - 7 mo
AoYA - 3 mo
Util - 1%
No baddies
Income - 90K

Thanks to everyone on this forum for the incredible information and advice you all provide! Heart

Message 1 of 12
11 REPLIES 11
Valued Contributor

Re: Discover CLI

Congrats on that CLI!

Message 2 of 12
Community Leader
Super Contributor

Re: Discover CLI

Congrats on your increase 

EX 754 EQ 773 TU 752
Message 3 of 12
Frequent Contributor

Re: Discover CLI

Congrats on the Discover CLI!  I'd say you are doing really well, because no one seems to be able to figure Discover out!  

 

Minion Congrats.gif




Message 4 of 12
Valued Contributor

Re: Discover CLI

Congrats on your Disco CLISmiley Happy

Message 5 of 12
Community Leader
Super Contributor

Re: Discover CLI

Lol, speak for yourself , an AJC Special is what i hold closest to my heartSmiley Happy it was my bread and butter. EnjoySmiley Happy
Message 6 of 12
Established Contributor

Re: Discover CLI

Congrats on your Disco CLI!!
Message 7 of 12
Valued Contributor

Re: Discover CLI

Congrats! A 50% increase is always awesome in anyone’s book!
BK7 dc in 01/2011 with FICO8 in the 500s

HPs EX 4 EQ 3 TU 1
AAoA 5y2m
UTIL 1% - 3%

$180K+ Total Limits







New cc TLs 1/12(11 month old) & 3/24
Message 8 of 12
Established Contributor

Re: Discover CLI

 

disco.jpgDisco Fever!

 

Message 9 of 12
Super Contributor

Re: Discover CLI


@StartingStrong wrote:

Hit that luv button earlier today and got an increase on my Discover it from $1,000 --> $1,500! I know it's not much to most of you, but it's really nice to see for someone so new to the game 😊


Coming from a guy with a near $50k Discover limit, I think the gain you referenced above is huge.  When I think of CLIs, I look at them in terms of percentage rather than dollars.  You received a 50% CLI this time and are at a 200% increase over your SL just over 6 months ago.  That's fantastic growth, IMO.  Keep it up.

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.