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Discover CLI

totallymytravis
New Contributor

Discover CLI

Wonderful news today was making a payment online and decided to hit the Credit Line Increase option. Was approved for an additional $2,500 bringing the total credit line to $6000.

 

Filed for Ch 7 DC 2017

discover was IIB

was approved for a discover with $3500 limit in late 2018 used the 0% for 18 mos

0% expired in December 2020 paid larger payments until I was at about 50% utl 

started to use the card (even with a balance ugh) for the rewards and to prevent balance chasing and figured the 5% cash back would help offset interest charges. Would pay off any additional over the last standby balance that was spent plus about $250 more of the previous statement balance.

did this for about 3 months finally got the increase Smiley Happy 

Message 1 of 19
18 REPLIES 18
CreditAggie
Super Contributor

Re: Discover CLI

Congratulations on your Discover CLI!

Current Cards (in order of approval):


Current FICO 8 | 9:

Credit Age:

Inquiries (24 month):

Banks & CUs:

Goal Cards:



Currently: 2/6, 2/12, 5/24
Message 2 of 19
Mr_Mojo_Risin
Senior Contributor

Re: Discover CLI

Very nice Discover CLI! 

Congrats on your success 

NFCU More Rewards 28K CL
AODFCU Visa Signature 5K CL
Citi Custom Cash 4.5K
NFCU Cash Rewards 8K
Discover IT 2K
Cap 1 600
NFCU auto loan
Message 3 of 19
M_Smart007
Epic Contributor

Re: Discover CLI

Congratulations on your Discover CLI !

Message 4 of 19
kittycreditmeow
Frequent Contributor

Re: Discover CLI

Congratulations on the disco CLI!

Credit Cards, Loans & Store Cards

Bank and Credit Union Memberships


Available Credit - $10,600
Util: 16%. Inquiries: TU: 43 EX: 31 EQ: 22
Gardening Until: March 28, 2023
AaOA: 1 Year & 6 Months

Fico 8 Scores Current as of March 2021

Fico 8 Scores Post BK

Bankruptcy Discharged: November 1, 2019
Message 5 of 19
AllZero
Mega Contributor

Re: Discover CLI

Congratulations on your CLI!
Message 6 of 19
CreditMagic7
Super Contributor

Re: Discover CLI

Congratulations on the Discover CLI!

Message 7 of 19
mrcraft
Valued Contributor

Re: Discover CLI

Congratulations on your CLI!!






Message 8 of 19
ComeBackLady
Established Contributor

Re: Discover CLI


@totallymytravis wrote:

Wonderful news today was making a payment online and decided to hit the Credit Line Increase option. Was approved for an additional $2,500 bringing the total credit line to $6000.

 

Filed for Ch 7 DC 2017

discover was IIB

was approved for a discover with $3500 limit in late 2018 used the 0% for 18 mos

0% expired in December 2020 paid larger payments until I was at about 50% utl 

started to use the card (even with a balance ugh) for the rewards and to prevent balance chasing and figured the 5% cash back would help offset interest charges. Would pay off any additional over the last standby balance that was spent plus about $250 more of the previous statement balance.

did this for about 3 months finally got the increase Smiley Happy 


Congratulations on your CLI w the Luv button. 🙏🏻

Starting Score: June 2020: 502
Current Score: EX: May 15 - 687, EQ: APR 2021 – 668, MAY 2021 – 726, APR 26 - TU: 673
May 15 - TU: 697

Goal Score: Good: 670 by May ✅. By JUN 675✅,
Come on 680 across all 3 ✅, 690’s by JUN. Over 700 in 2021, ideally 725plus, 805 LT
Inquiries: 30/0, 60/1, 90/6, 12/13
TCL: JUN 2020 $700, MAY 2021 $13,051
AAoA 1 YR 6 Months AoYA 7 weeks
2021 Goal Cards: NAFs and $5K CL’s


Bank and Credit Union Memberships:

Take the myFICO Fitness Challenge

Message 9 of 19
SPChaser
Established Contributor

Re: Discover CLI

Congrats on Discover CLI! 🥳🥳🥳

“Play the game, but don't believe in it“
Message 10 of 19
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