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Discover CLIs 1k to 29.5k in a year!

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ScoreOrBeScored
Valued Contributor

Re: Discover CLIs 1k to 29.5k in a year!

Congrats, 

 

whats your monthly spending and payment habits ?

 

income you put on the cli form ? 

 

Just curious is all Smiley Happy

Message 11 of 16
alextercero
Super Contributor

Re: Discover CLIs 1k to 29.5k in a year!

Congrats

Current Credit Cards


Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)


Credit Age:

Inquiries:

Message 12 of 16
Anonymous
Not applicable

Re: Discover CLIs 1k to 29.5k in a year!

Thanks everybody! I love how supportive this community is! Smiley Very Happy

 


@ScoreOrBeScored wrote:

Congrats, 

 

whats your monthly spending and payment habits ?

 

income you put on the cli form ? 

 

Just curious is all Smiley Happy


Monthly spend is usually somewhere around the $1-2k range, sometimes a little more or less depending on the month. Always pay in full. Income is in the low six figures.

 

 

Message 13 of 16
Anonymous
Not applicable

Re: Discover CLIs 1k to 29.5k in a year!

Wow. Congrats! Smiley Happy
Message 14 of 16
joeaseer
Regular Contributor

Re: Discover CLIs 1k to 29.5k in a year!

Good job getting a credit limit that's closer to your yearly income. Congrats on your CLI. An Amex will also give you a higher credit limit. You could probably have a 25K limit with Amex in the next 2 months if you wanted.

EQ Score: 784 | TU Score: 758 | EX Score: 760 | Goal Score: 800+
INQ = TU: 1 | EQ: 0 | EX: 4
Utilization: 0% usually or at most 1% - 3%.
Amex BCE (Approved: 11/2015): $24k ($6k SL) | Discover IT (Approved: 07/2015): $16k ($1k SL)
Citi DC WEMC (Approved: 07/2016): $14.5k ($4.6k SL) | Chase SR (Approved: 01/2017): $11k
Chase Freedom Unlimited (Approved: 07/2016): $7.5k | Chase Freedom (Approved: 12/2014): $5k ($500 SL)
Citi Simplicity (Aprroved: 07/2018): $4.5k | Total CL: $82.5k
Message 15 of 16
Anonymous
Not applicable

Re: Discover CLIs 1k to 29.5k in a year!

Awesome! I just got approved for a Discover It and would be so happy to achieve half of what you've already conquered by next year.
Message 16 of 16
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