Discover Card Approval

[smittyb]

9 days ago I went to the discover pre-qualification page… And it said I was prequalified but I shut the page… Upon returning it told me I wasn’t qualified and should wait 8 days.  So I was curious and marked my calendar for 8 days… cause I wanted to see if would say I was qualified and if the “we have no cards for you” was because I reloaded the page.

So today I returned and it said I was pre-qualified again… So I decided to play the game and got a $12,000 Credit limit.  Double anything I had.  They did call my phone number and made me input a 5 digit code.

They pulled Experian, I have no idea which one, other than experian told me.

DP

FICO 8  714

Bank 8  725

Bank2  711

Bank 3 702

Bank 9 705

I have about 31 lates in the past 7 years. Last late was Jan 2020.

My personal UTI was. 36.6%

MY aggregate UTI was 26%

I had 1 Inquiry 1 month ago

[Anonymous]

Sounds like 8 days was worth the wait.....congratulations!🎉

[EverForward]

Congratulations 🍾🎈🎉🎊

[mrcraft]

Congratulations on your approval!!

[Anonymous]

@smittyb, good for you!  Considering your profile, Discover is being beyond generous.  Thanks for the DPs!

[Anonymous]

congratulations

[snickerpedia]

Congratulations on that nice SL from discover!!

[nuohlac]

Congratulations on your approval!!!

[gdale6]

A great SL IMO worth the wait, grats

[Anonymous]

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@smittyb wrote:

... marked my calendar for 8 days … I decided to play the game and got a $12,000 Credit limit.  Double anything I had. 

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Beautifully done  -- gotta love Miss Disco!  Congrats! & thanks for the DPs.