Ive just accepted the fact that Ill never probably surpass a CLI with Discover of more than $500, and then to have to call in for a DD is just stupid IMO, and the bar thing is just silly. Why would I want anything less than the measley $500 to begin with?? I guess I should be use to it by now, since Ive been with Discover for 3 1/2 yrs and its been like that the entire time, lol.
Been 3 months since my last CLI on this card, got the $500 on line, and then called BD#, and got another $500....SP. They offered to pull reports to see if I could get anything higher , and I said no since I probably wouldnt anyways. CL went from $8k to $9k.
Congrats on CLI
In my experience a Discover hardpull is never a wasted one as far as increases go.I have done three hardpulls with them and I've gained at the least 2,500 to the last one being 5K with the hardpull.
Boom! Done! Another stepping stone on your very successful rebuild! Congratulations!
Pizza, as we all know, Discover is a fickle company.
I was denied a Discover card when they pulled a 825 TU fico 8. DW has a 760ish score and keeps getting bumped up higher and higher. Right now to the tune of 24800 and usually gets 2 or 3k each time she asks.
So who knows what goes into their algorithms when they do their thing. LOL
Sweet, Congrats!!! two times! double ya!
So if i understand it correctly, you got a 1k CLI for your trouble... Thats not awful ... Recently I saw someone in these forums get a 300$ CLI........ Still trying to make sense of Miss Disco.. but everytime a pattern starts, she goes on a tangent.....
Good luck for the next time