Discover Cli yet again

[Doebear]

Yet more epic increases - what are we going to do with all this credit excitement? Whatever you are doing stevez333, keep on, keep on!

[jptauer86]

I just applied for another CLI after quite some time ( I've been slacking recently, after a mortgage I've been pretty lax on everything-credit.. ) and received a $6000 increase about an hour ago to $35,000. My annual income has increased a reasonable amount, which they ask for. I also noticed that they now ask for your liquid assets as well... ? Which maybe rang well for me. Very happy with my increase. My (first/this) Discover card was opened in July 2015.

Edit: to say my original approval limit was $13,500.

[austinguy907]

JP - $6K seems to be their target right now for some profiles.  I got one in the same amount 10/1 and shooting for another one 12/1.  I started out lower at $4500 end of July just like you and hit $36K with the last increase.  How has your spending been on it for the last year?  I've been finding as people lighten up a bit they have been able to get higher increases and wanted to know if that rang true for you as well.  

[jptauer86]

Hm, as far as my spending is concerned on this card I have certainly been lightening up on it lately.. Let's see: I spent pretty well on my categories since opening the account. in 2015... but, the only time I've maxed out for my 5% rewards in a quarter (which was actually still doubled from my initial year)... was this summer for home improvement spending. I haven't really touched the card since then, in like maybe 5-6 months ago. I was pretty religious with my CLI requests whenever I was eligible for them ( maybe every 90 days?? I can't recall ) and they typically fell in the 3-4k range each. 

[austinguy907]

Sounds like we were on the same path with the 3-4K CLI train.  I kept my spend down though as part of my normal practice usually less than 200-300/mo for bills and small purchases of the like.  Once I let up on the agressive CLI pattern I was on and went to every other month I hit the 6K tier.  Here's to more 6K's and maybe moving up the ladder to the 8K's a couple of others have seen.  The highest from non-usage lately has been 12-14K though.... Just looking for some patterns to go off of and maybe put something together on here some day.