Last week I paid a nice chunk off my Discover right before statement cut. After statement cut I noticed they increased my limit from $14000 to $17000. Today I was messing around in my Discover account and I saw The CLI button, and I went for it. It said it may be a HP but it will tell ask me for permission to proceed the next step if it really needed a HP. In my mind I wanted to increase to $21,000, so I put in my info (it actually doesnt ask how much of a CLI you want) and hit submit. It only took a second to process and came up with the Congrats screen with a maximum CLI of $4000 which would make my total CL $21,000. PERFECT!
I also applied for BoA BankAmericard for their 0% on purchases and balance transfers as well as their $0 ballance transfer fee. Instant approval of $11,000.
Current profile is
FICO 750-760 accross 3 bureaus
Inqueries 1-3 accross 3 bureaus
Utilization 25%
AAoA 5 years.
AMEX: $25,000, CSR: $10,000, Chase Priority Club: $1,500, Freedom: $5000, Freedom Unlimited: $1000, Discover: $21,000, BoA $11,000, WF Cash Wise: $5000
EQ FICO - 753
TU FICO - 755
EX FICO(AMEX) - 766
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843
Gardening Until Further Notice
