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Discover FINALLY graduated!!

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simplynoir
Community Leader
Mega Contributor

Re: Discover FINALLY graduated!!

Congratulations!

Message 11 of 21
Anonymous
Not applicable

Re: Discover FINALLY graduated!!

Congratulations
Message 12 of 21
Anonymous
Not applicable

Re: Discover FINALLY graduated!!

DISCO rocks for sure Congrats!

Message 13 of 21
bmblbg
Regular Contributor

Re: Discover FINALLY graduated!!

I have 2 recent inquiries- 1 about 6 months old and 1 last week
Have 7 cards, all positive and current with an AAOA of about 2 years on them.
Overall utilization is around 25%
Positive car loan also almost 2 years old
Student loans positive and current but still owe over 100% on them
1 to 5 collection accounts, depending on the report, with Experian being the highest, TU the lowest.
Outside of that, most of my inquiries were related to the cards and car loan I have now, all around 8/2017.
Hope that helps!!
And thank you!
Mortgage Scores:
11/26/2018 EQ: 542 EX: 610 TU: 548
8/30/2018 EQ: 571 EX: 504 TU: 533
7/30/2018: EQ: 598 EX: 591 TU: 608
4/5/2018 EQ: 543 EX: 522 TU: 467
Message 14 of 21
Anonymous
Not applicable

Re: Discover FINALLY graduated!!

Congrats on your graduation and CLI!! It must feel good!

Message 15 of 21
Anonymous
Not applicable

Re: Discover FINALLY graduated!!

Brian_Earl_Spilner we must all remember that credit requires patience and is not a race. Also, as we know on this forum that Discover seems to use spirits in making credit decisions. Hang in there ... likely down the road you will get to increase. Smiley Sad

How much do you charge for ads? I want to "rant"! As an extra ... it took me three years to go from $2,000 to $6,500 in Discover Credit Line increases (they were in no hurry).

Message 16 of 21
GApeachy
Super Contributor

Re: Discover FINALLY graduated!!


@bmblbg wrote:

Hope that helps!!
And thank you!

It does help and thank you back!  

My Take Home Pay Don't Take Me Home
Message 17 of 21
19eighty5
Senior Contributor

Re: Discover FINALLY graduated!!

Congratulations on your card graduating!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 18 of 21
tbque
Valued Contributor

Re: Discover FINALLY graduated!!

Congrats on the Disco graduation and CL increase. Mine hasn’t graduated yet in almost 3 1/2 years. 😢 I’m working hard on rebuilding again now so hopefully it will graduate soon.





Message 19 of 21
calyx
Super Contributor

Re: Discover FINALLY graduated!!

Congrats on the graduation and CLI!

Happy practitioner of AZE7or8or9or10 | Team Finances > FICO
Message 20 of 21
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