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Discover Graduation

Key1920
Frequent Contributor

Discover Graduation

My $600 deposit is returning to papi. New Cl is $2,000

 

Opened in June 2018

Graduated Nov 27th, 2018

 

 

My 6th statement just cut on the 27th.

FICO score according to Discover

May 545

Nov 648

Last missed payment 1 year 1 month ago

2 collections just waiting for them to fall off as they are paid. 

 







Biz Cards
Message 1 of 18
17 REPLIES 17
Brooklyn2018
Valued Contributor

Re: Discover Graduation

Congrats! 👍

My review starts Dec 4th. It won’t happen as I have 2 recent collections from years back that I need to PFD(both CA will delete) just saving for that day and one old collection falls off Nov/2019. Maybe by then, since I’ll be collection free!!! Yay!

I’m very happy for you!!

We’ve got a GREAT card that will grow treated right!!

Congrats again!! Good Luck moving forward🤞

😊




Goal Score: 600(within a year)**MET MY GOAL**
Goal Score: 700(by May/2021)>

Take the myFICO Fitness Challenge













Message 2 of 18
FireMedic1
Super Contributor

Re: Discover Graduation

Congrats!

graduate.gif






My posts are JMHO. My siggy is not to brag at all. Just sharing my experiences after learning here from rebuild to recovery after BK DC @ 540's. Help fellow members accomplish the rebuild when you do it right and play the FICO Credit Game.
Message 3 of 18
XtraCredit
Established Contributor

Re: Discover Graduation

Wow! That was fast. I've only had mine for about a month. I've heard Discover likes 640+. I'm at 629. I love the card.

How often did you use it?
Starting Score: EX 641 TU 631 EQ 669
Current Score: EX 714 TU 718 EQ 713 (EQ9 735)
Goal Scores: 750


Take the myFICO Fitness Challenge




Message 4 of 18
n_la
Frequent Contributor

Re: Discover Graduation

Congratulations on your graduation!! 👌🏾

06.2019

03.2018

NFCU CLOC: $15,000
Message 5 of 18
James_A
Senior Contributor

Re: Discover Graduation

Nicely done, Key. Congratulations!

Starting Score: (5/24/2018) -- FICO 08 EXP: 643; FICO 08 TU: 642; FICO 08 EQ: 677
Current Score (3/12/2021): FICO 08 EXP: 748; TU: 755; EQ: 773
2020 Goal Score: 760 across the board


Take the myFICO Fitness Challenge
Message 6 of 18
Key1920
Frequent Contributor

Re: Discover Graduation


@Brooklyn2018 wrote:
Congrats! 👍

My review starts Dec 4th. It won’t happen as I have 2 recent collections from years back that I need to PFD(both CA will delete) just saving for that day and one old collection falls off Nov/2019. Maybe by then, since I’ll be collection free!!! Yay!

I’m very happy for you!!

We’ve got a GREAT card that will grow treated right!!

Congrats again!! Good Luck moving forward🤞

😊

I graduated with 2 collections still showing on my report.







Biz Cards
Message 7 of 18
Key1920
Frequent Contributor

Re: Discover Graduation


@XtraCredit wrote:
Wow! That was fast. I've only had mine for about a month. I've heard Discover like 640+. I'm at 629. I love the card.

How often did you use it?

It was my main card until about 2 months ago when I got approved for my Cash Rewards from NFCU. But I am still using it this month as I get 5% back on Amazon and Wholsale clubs. You can call Discover and change your card to the 5% back if you want. Even if it is a secured card. 







Biz Cards
Message 8 of 18
Bees18
Frequent Contributor

Re: Discover Graduation

Congrats! I thought they didn't unsecure untill the 7th statement cut?

Message 9 of 18
n_la
Frequent Contributor

Re: Discover Graduation

+1

This is definitely a reported first...as far as I can recall. And I thought I read every Disco DP. 🤔

OP, would you mind confirming?

06.2019

03.2018

NFCU CLOC: $15,000
Message 10 of 18
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