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My hands are still sweating. Here I am sitting at 4:35 AM contemplating what credit card to get next in order to keep rebuilding my credit.
I went to pre-qualify page for Discover about 10 times tonight. About 10 times for Amex. Amex was giving me fixed APR. Discover wasn't. What do I do? Panic set in. Do I apply for Discover because Amex pulls EX (632)? Can I get in with Discover with EQ 667? **bleep** it. Going for Discover. Pressed apply, my hands are sweating, am I really doing this?
The rest is history.
Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.
Your credit line is $2,000.
My only other CC is QS1 which I just PC'd from Capital One two days ago ($1600 CL). Started at $1000 SL and opened 6 months ago.
I have 2 CO's on my account (unpaid) from early 2014 > Chase $1000, Cabelas $1900.
1 INQ on all 3 CRs.
Experian: 634
Transunion: 667
Equifax: 667
How the **bleep** did I pull this off?
Thoughts are running through my mind. Thinking about going for AMEX since they are giving me a Fixed APR, but my EX is way lower than everything else.
Congrats!! Welome to the Discover Family....
@Anonymous wrote:Congrats!! Welome to the Discover Family....
Thank you! I can't believe I got approved. I figured the unpaid CO's would really put them off. Maybe it was the low inquiries? I give up on trying to figure out credit card companies.
Congrats on your approval. That is awesome!
Congratulations on your approval!
Cognrats and welcom to the Discover Family!
Congratulations!!!!
@Anonymous wrote:
Congrats on your Disco approval!
You look to be solid for Amex, too
I thought about it. But, I also read a couple cases on here where individuals were getting denied even with a fixed APR offer on the pre-qual page.