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Discover IT APPROVAL!! What!!?

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Anonymous
Not applicable

Discover IT APPROVAL!! What!!?

My hands are still sweating. Here I am sitting at 4:35 AM contemplating what credit card to get next in order to keep rebuilding my credit.

 

I went to pre-qualify page for Discover about 10 times tonight. About 10 times for Amex. Amex was giving me fixed APR. Discover wasn't. What do I do? Panic set in. Do I apply for Discover because Amex pulls EX (632)? Can I get in with Discover with EQ 667? **bleep** it. Going for Discover. Pressed apply, my hands are sweating, am I really doing this?

 

The rest is history.

 

Congratulations!
You're approved for a Discover® Card.



Welcome! Soon you'll be getting cash rewards on everything you buy with your new card.
So watch for it in the mail - then activate it right away.

 

Your credit line is $2,000.

 

My only other CC is QS1 which I just PC'd from Capital One two days ago ($1600 CL). Started at $1000 SL and opened 6 months ago.

I have 2 CO's on my account (unpaid) from early 2014 >  Chase $1000, Cabelas $1900.

1 INQ on all 3 CRs. 

 

 

Experian: 634

 

Transunion: 667

 

Equifax: 667

 

 

How the **bleep** did I pull this off?

Thoughts are running through my mind. Thinking about going for AMEX since they are giving me a Fixed APR, but my EX is way lower than everything else.

 

 

Message 1 of 29
28 REPLIES 28
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?

Congrats!! Welome to the Discover Family....Smiley Happy

Message 2 of 29
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?


@Anonymous wrote:

Congrats!! Welome to the Discover Family....Smiley Happy


Thank you! I can't believe I got approved. I figured the unpaid CO's would really put them off. Maybe it was the low inquiries? I give up on trying to figure out credit card companies.

Message 3 of 29
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?

Congrats on your approval. That is awesome!

Message 4 of 29
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?

Congrats on your Disco approval!
You look to be solid for Amex, too
Message 5 of 29
kidink1911
Established Contributor

Re: Discover IT APPROVAL!! What!!?

Congratulations on your approval!

PERSONAL: AMEX Platinum- NPSL / AMEX Gold- NPSL / Macy's AMEX Card- $4,500 / SavorOne- $500 / PenFed Gold Visa- $5,000 / Venmo Visa - $20,000 / PayPal MC- $20,000 / PayPal Credit- $1,700 / NFCU Visa Signature cashRewards- $5,800 / AMEX Delta Platinum- $4,200 / NFCU More Rewards AMEX- $3,400 / NFCU Cash Rewards- $4,000 / Credit One Platinum Visa Rewards- $1,000 / Discover IT Chrome- $1,000 / Capital One Venture- $3,550 / AMEX Cash Magnet Card- $1,000 / Belk MC Card- $800 / Citi Shell Mastercard- $400 / Credit One AMEX- $800 / Capital One Spark- $700 / Capital One Platinum- $300 / Citibank Shell- $400 / Oportun Visa- $500 / Fifth Third Bank MC- $300
BUSINESS: American Express Business Platinum- NPSL / AMEX Hilton Honors Business Card- $3,000 / AMEX Delta Platinum Business Card- $3,000 / Marriott Bonvoy Business Card- $3,000 / American Express Business Gold- NPSL / American Express Business Green- NPSL / Sam's Club Business Mastercard- $20,000 / Floor and Decor Pro Premier Business- $20,000 / Phillips 66-Conoco-76 Business Gas Card- $5,000 / Walmart Community Credit Line- $5,000 / Fuelman Mastercard- $3,000 / Amazon Synchrony Business Credit Line- $5,000 / Lowe's Business Credit- $5,000 / Office Depot Commercial Credit- $2,500 / Tractor Supply Company Business- $1,500 / Citi Exxon/Mobil Business Gas Card- $3,000 / Speedway Business Mastercard- $4,500
Message 6 of 29
AllCredit
Frequent Contributor

Re: Discover IT APPROVAL!! What!!?

Cognrats and welcom to the Discover Family!

Message 7 of 29
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?

Congratulations!!!!

Message 8 of 29
Anonymous
Not applicable

Re: Discover IT APPROVAL!! What!!?


@Anonymous wrote:
Congrats on your Disco approval!
You look to be solid for Amex, too

I thought about it. But, I also read a couple cases on here where individuals were getting denied even with a fixed APR offer on the pre-qual page.

Message 9 of 29
AverageJoesCredit
Legendary Contributor

Re: Discover IT APPROVAL!! What!!?

Way to go on getting your Disco onSmiley Happy
Message 10 of 29
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