I was feeling a little defeated yesterday after being denied a Barclays card due to too many inquires. (which they did not do a HP) I think they looked at my old app from Nov 2016. I have a subcription to myFico and have yet to get a ding of an inquiry. But anyway what do we do after a defeat? Hop on myFico for a lil encouragement!
After reading about one of the members being approved for a Dicover card with a BK only 1.6 yrs.and his scores were close to mines. I got excited and thought maybe I should give it a shot. And I did and got approved for the Discover IT $2000 limit! I'm in with DISCO baby (smiles)
FYI: here is some data on me
BK filed 3/2016...DC 6/2016
the only other CC I have is a Navy Fed. rewards with $1100 limit and a CLOC $5500. utl approx. 20% for both
I have 4 store CC utl approx 20-30%
hopes this info helps someone. After Navy Fed May AR soft pull. I promise I will chill in the Garden!
Great work...Congrats!! Keep up the great work...
Congrads on the approval.
You have good scores considering a recent BK.
What was your accounts like that were discharged in bankruptcy? (Charge offs, collections...) Im just courious if there were any CO. Im looking at Discover IT and have 1 CO. But if people are getting approved under a year with a BK it could show alot of hope to me.