cancel
Showing results for 
Search instead for 
Did you mean: 

Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

tag
Anonymous
Not applicable

Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

1300 --> 1850.  Kind of silly to deny a requested increase, waste paper mailing a denial letter, only to auto increase 3 days later. But I'll take it! 

Message 1 of 13
12 REPLIES 12
arunkumarmm
Regular Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Happened to me exactly the same way... Requested for it, they denied it and after 3-4 days I saw the auto CLI of $400
Message 2 of 13
CreditRebuilder2020
Frequent Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Hope that happens to me one of these days haha 

 

Been denied twice since last November on a CLI on my $200 Discover IT Cash Back card.

 

It was a secured card that went unsecured, the reasoning I get in the letter as "Too short amount of time with current credit line" 

 

Even though I've had the $200 for 20 months, both secured and unsecured. 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 3 of 13
AverageJoesCredit
Legendary Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Congrats on getting a Disco DoDo cliSmiley Happy
Message 4 of 13
FireMedic1
Community Leader
Mega Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Congrats! Better than the mailed Insuff... blah blah blah.............Smiley Very Happy

 


Message 5 of 13
Anonymous
Not applicable

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Congrats on rare auto luv CLI !!!!!!

 

 

Message 6 of 13
gdale6
Moderator Emeritus

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Gotta luv computers. Grats OP Smiley Happy
Message 7 of 13
Marz2002
Senior Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Congratulations on your AMAZING experience with Discover!

 

I have hit the LUV button MANY times and I have never received a CLI denial letter followed by an auto CLI.  As a matter of fact, I have only received 1 Discover auto CLI since I apped for the card in April 2018.

AMEX BCP $8K | AMEX Cash Magnet $15K | Citi DoubleCash WEMC $15.2K | Citi Rewards WMC $15.5K | Citi Costco VS $12K
Citi Custom Cash WEMC $7.8K | Synchrony (PayPal Credit $6K, Care Credit $15K, & PayPal 2% MC $10K, VENMO VS $6.5K)
PNC Cash Rewards VS $10.5K | NFCU cashRewards VS $14K | NFCU More Rewards AMEX $37.5K | NFCU Flagship Rewards VS $23K
Discover IT $22.5K | BB&T Cash Rewards $4.5K | Macy's AMEX $25K | Bloomingdales AMEX $20K | Apple Card WEMC $9K
PenFed Power Cash Rewards VS $7.5K

Total CL - $284K+
Message 8 of 13
pinkandgrey
Senior Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago

Either way congrats lol

Discover It: 21.5k
Amex Cash Magnet: 18k
Fidelity Visa: 16.5k
Apple Card: 4.25k
Message 9 of 13
ZackAttack
Established Contributor

Re: Discover IT Auto CLI after Denied Requested Increase 3 Days Ago


@Anonymous wrote:

1300 --> 1850.  Kind of silly to deny a requested increase, waste paper mailing a denial letter, only to auto increase 3 days later. But I'll take it! 


Wished that happen to me. I sent a CLI 5 days and an agent told me I was denied. The agent said I'll get the denial letter in the mail vs sending it through an email as a pdf???

Is someone trying to kill trees?

MSGCU Rewards | $8kDiscover Cash It | $10kAmex BCP | $15kBest Buy Visa | $20kChase Freedom Flex | $8kDCU Platinum | $8kNFCU Plat | $35kNFCU cashRewards | $24kAffinity FCU Cash Rewards | $7kAmazon Prime | 12.5kChase Unlimited | 16.4kUSAA Cashback Rewards Plus Amex | 10kAmex Business Cash | 10k


Loans
Ford Credit Car Loan 2-year 6/22/2023 ($299/month)
Closed
Michigan Schools & Gov't CU Titanium 1/4/2019 - 10/2/2020
Ford Credit Car Loan 3-year 7/31/2018-6/6/2021
$1,500 Discover Card 10/2/2020 - 8/18/2021
$3,500 Citi DC 10/14/2020 - 12/11/2021
$8,000 DCU Personal Loan 5-year 5.99% 10/2/2020 - 4/30/2021
$8,000 NFCU CashRewards 1/2/2021 - 7/30/2022
$5,000 MSGCU Personal Loan 3-year 7.75% 4/22/2022 - 10/30/2022
Ford Credit Car Loan 2-year 6/7/2021 - 6/22/2023
Message 10 of 13
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.