No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I opened my Discover IT card on 4/22/18 after receiving a few of those pretty sparkly mailers. Initially approved for $6,000. I was trying to maximize this quarter's cash back bonus (5% @ grocery stores + cashback match) so I've been using "IT" a lot. After reading the wonderful advice on these boards I saw that Discover was sort-of a mystery in how they operate for SL's and CLI's. I asked for a CLI after each statement cut (month 1, month 2, and month 3). I was denied month 1 and 2 due to insufficient experience. Fast forward to Friday morning, the day after statement 3 cut...I tried for a CLI. To my surprise (my account is still under 90 days old), I was not instantly denied. I received the "Your request is under review" 2 business day notice. Okay, better than NO, right? I checked my account an hour ago and see that I have a new SL: $7,500. Woohoo!
Congrats on the CLI.
Very nice, Congrats!
@Anonymous wrote:@I opened my Discover IT card on 4/22/18 after receiving a few of those pretty sparkly mailers. Initially approved for $6,000. I was trying to maximize this quarter's cash back bonus (5% @ grocery stores + cashback match) so I've been using "IT" a lot. After reading the wonderful advice on these boards I saw that Discover was sort-of a mystery in how they operate for SL's and CLI's. I asked for a CLI after each statement cut (month 1, month 2, and month 3). I was denied month 1 and 2 due to insufficient experience. Fast forward to Friday morning, the day after statement 3 cut...I tried for a CLI. To my surprise (my account is still under 90 days old), I was not instantly denied. I received the "Your request is under review" 2 business day notice. Okay, better than NO, right? I checked my account an hour ago and see that I have a new SL: $7,500. Woohoo!
Nice!!!!!!
Congratulation on your CLI!!
Thanks, Everyone!
I am tempted to put through another CLI on day 91 or 92, say July 22nd or 23rd, just to see what happens.