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Discover IT CLI - I'm a happy Camper

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Community Leader
Super Contributor

Discover IT CLI - I'm a happy Camper

I waited 3 months and 3 smt cuts from my last CLI of $1.5K in March and was hoping for auto luv (no such luck) before requesting another SP CLI. Instantly approved for $500. I was disappointed, then I recalled two things: (1) There are many others who haven't gotten any type of CLI from Disco, and (2) since it was instant, I remembered reading I could double dip. So I called the DD line and asked if I could get another increase without incurring a HP. The wonderful CSR said let me take a look and almost immediately said I can increase it another $500 for a total $1K CLI without a HP. I literally screamed that I would take it (so undignified). I'm a happy camper. All thanks to this forum for everything I've learned.

DP: EX 691, TU 718, EQ 698
UT: 5%
Disco balance $0. Didn't charge anything last month. Since I've had the card, PIF first 3 months, ran a $217 balance 4th month, only $47 5th month (0% int).
Got card in Dec 2016 $3.5K CL
$1.5K CLI in March 2017 to $5K
$1K CLI 6/25 to $6K.
So every 90 days will be my target request.
GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 809
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 1 of 20
19 REPLIES 19
Valued Contributor

Re: Discover IT CLI - I'm a happy Camper

Nice work there partner!  DD working is a nice sign of the times with Disco in the current rendition they're in.  

 

Screaming is always better than peeing yourself a little bit in the process Smiley Happy

Message 2 of 20
Community Leader
Mega Contributor

Re: Discover IT CLI - I'm a happy Camper

Great job CISmiley Happy. Youve discovered double dipping will get you double joy so enjoy your new limitSmiley Happy
#ChaseCreditCardHobby Enthusiast
2022
!
Message 3 of 20
Community Leader
Super Contributor

Re: Discover IT CLI - I'm a happy Camper


@austinguy907 wrote:

Nice work there partner!  DD working is a nice sign of the times with Disco in the current rendition they're in.  

 

Screaming is always better than peeing yourself a little bit in the process Smiley Happy


Thanks Austinguy. Yep, luv that DD. I LOL about the peeing. Too funny. Smiley Very Happy

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 809
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 4 of 20
Community Leader
Super Contributor

Re: Discover IT CLI - I'm a happy Camper


@AverageJoesCredit wrote:
Great job CISmiley Happy. Youve discovered double dipping will get you double joy so enjoy your new limitSmiley Happy

Thanks so much AJC. Yep, like doublemint gum -- double the fun Smiley Happy

GOALS: Garden til APR 2020 and 800 Club


SEP 2019: EX 791, TU 797, EQ 809
JUN 2019: EX 788, TU 794, EQ 779
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $25K || NFCU CashRewards $20K || Macy's $20K || Discover IT $18.7K || NFCU CLOC $15K || NFCU Platinum $12.5K || AmX ED $11.5K || CitiCostco $7K || CitiDC $6.3K ||
Message 5 of 20
Established Contributor

Re: Discover IT CLI - I'm a happy Camper

Congrats on your cli .... love DiscoverSmiley Happy

Fell of the wagon -- Gardening starting again 2/25/18- ???
Message 6 of 20
Valued Contributor

Re: Discover IT CLI - I'm a happy Camper

Congrats!!! I'm patiently waiting for my 90 days


EQ 778 EXP 782 TU 729
Message 7 of 20
Community Leader
Senior Contributor

Re: Discover IT CLI - I'm a happy Camper

Congrats on your increase. Shame on me coz I must've missed the dd on instant cli approvals.....I was only aware of the dd on autos. 

Got some pruning to do... No more new cards!
Message 8 of 20
Valued Contributor

Re: Discover IT CLI - I'm a happy Camper

Great job getting your two CLIs from Disco
State Farm Rewards (3,000) ~ Marvel MC (8,000) ~ PenFed Power Cash (10,000) ~ PenFed Promise (1,000) ~ PenFed OLOC (500) ~ Discover ($1,100) ~ Citi DC (2,200) ~ NFCU cashRewards (6,200) ~ NFCU Platinum (2,700) ~ NFCU CLOC (15,000) ~ Venture (10,300) ~ DCU Visa (5,000) ~ Chase Freedom (3,000) ~ Amex Hilton Honors (5,000) ~ Amex SPG (1,000) ~ Amex BCE (1,000) ~ Care Credit (15,000)
Current Scores (6/6/18): 697 Transunion, 659 Equifax, 674 Experian
Message 9 of 20
Regular Contributor

Re: Discover IT CLI - I'm a happy Camper

Never knew you could double dip for a bigger overall limit. Here is hoping I can get a decent CLI in 90 days as I just got my discover card.
Message 10 of 20
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