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Discover IT. Got what I wanted.

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Anonymous
Not applicable

Discover IT. Got what I wanted.

Got shot down for CLIs with AmEx and EBates tonight.  I'm really tired of looking at a few 22.99% or 24.99% APRs on my cards.  I am looking to cancel them once I replace the credit lines.  Been looking at Discover for a while but did not want a low starting limit.  Went with the cash back version.

 

Approved $10,700 SL.  14 months 0% APR.  13.99% afterwards.  

Message 1 of 21
20 REPLIES 20
19eighty5
Senior Contributor

Re: Discover IT. Got what I wanted.

Congratulations on the great SL and low APR!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 2 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.


@Anonymous wrote:

Approved $10,700 SL.  14 months 0% APR.  13.99% afterwards.  


Lovely -- care to share some data points for those who aspire to acquire this fine credit card?

Message 3 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.

FICOs from 766-790.  AAoA of 4 years.  Have a thick credit file.  Currently hold 10 CCs, only 3 are below $10k ($5,300, $7,800, $7,800).

 

Started out with the SCT in 2014, got 12 Comenity cards.  Down to two co-branded cards with Comenity.  No store cards in my lineup.

Message 4 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.


@Anonymous wrote:

FICOs from 766-790.  AAoA of 4 years.  Have a thick credit file.  Currently hold 10 CCs, only 3 are below $10k ($5,300, $7,800, $7,800).

 

Started out with the SCT in 2014, got 12 Comenity cards.  Down to two co-branded cards with Comenity.  No store cards in my lineup.


Nice scores -- Disco obviously thinks so too. You've come a long way sice 2014. Good job by you. Thanks for posting.

Message 5 of 21
kilroy8
Community Leader
Super Contributor

Re: Discover IT. Got what I wanted.

For Disco, that is about as good as it gets! Congrats.

Message 6 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.

Congrats on your approval! 

Message 7 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.

Superb SL! Congratulations! Disco never fails!!
Message 8 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.

Congratulations!! Awesome starting limit and APR!!! Enjoy!

Message 9 of 21
Anonymous
Not applicable

Re: Discover IT. Got what I wanted.

Congrats on your Discover approval and nice SL!

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Message 10 of 21
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