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Discover IT Harrowing Approval $4,000

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AllZero
Mega Contributor

Re: Discover IT Harrowing Approval $4,000


@M_Smart007 wrote:

@Anonymous wrote:

Congrats! I want this card so bad.


Don't worry, @AllZero  will be along to talk you into it 😂


Lolz

Message 11 of 76
AllZero
Mega Contributor

Re: Discover IT Harrowing Approval $4,000


@Anonymous wrote:

Congrats! I want this card so bad.


Post up in application forum. Then we'll give you hundreds of suggestions to trade in your lovely ruby jewel.

Message 12 of 76
Anonymous
Not applicable

Re: Discover IT Harrowing Approval $4,000


@M_Smart007 wrote:

@Anonymous wrote:

Congrats! I want this card so bad.


Don't worry, @AllZero  will be along to talk you into it 😂


LOL There's a lot of that going on around here!

Message 13 of 76
Anonymous
Not applicable

Re: Discover IT Harrowing Approval $4,000

Was there any doubt? Interesting though that it wasn't instant, you seem to be right in the Discover zone. Perhaps it was simply a glitch and caused a delay.

 

Congrats!

Message 14 of 76
Anonymous
Not applicable

Re: Discover IT Harrowing Approval $4,000


@Anonymous wrote:

Congrats! I want this card so bad.


(Love that username!)

 

I hope you get an instant approval, because that waiting game with Discover is a downer. I was searching all over the place and finding a lot of people that recently experienced a lot of various errors with the app process.

 

Sometimes the prequal site even caused a HP, or the prequal would count as a second separate app from the normal app and trigger a fraud alert. All kinds of weird things.

 

I'm sure most get through it just fine, but if it happens to you, don't give up hope too soon like I did.

Message 15 of 76
Anonymous
Not applicable

Re: Discover IT Harrowing Approval $4,000


@Anonymous wrote:

Was there any doubt? Interesting though that it wasn't instant, you seem to be right in the Discover zone. Perhaps it was simply a glitch and caused a delay.

 

Congrats!


Thanks! But for me, yes, there was a lot of doubt! Only because hours before AMEX had approved me instantly for the highest initial CL so far - $11,500. It took 2 SP CLIs over 1 year to get my Citi Costo to $11,500 from an initial $6,500 CL.

 

I know Discover can't see that recently approved AMEX CL, but they did see a fresh same-day inquiry on EX. That combined with my limited 1yr 2mo total revolving credit history and the '5-7 day' message made me think it wasn't going to go so good.

 

I can tell from looking at many similar profiles to mine that 1 year of payment history on an SSL is definitely not the same as a year of revolving credit payment history. I may have 2yrs 2mo total credit history (short as that is), but it's not as good as with all cards.

 

I really just wanted to post something recent about Discover apps stuck in limbo. I still haven't received a single email from them. I mean, even to just let me know I didn't mistype my email address.

 

 

Message 16 of 76
Anonymous
Not applicable

Re: Discover IT Harrowing Approval $4,000

Congratulations CassieCard!!! I told you not to worry that you had this!!! Now you are set.

Let me escort you to the garden... Somebody grab CassieCard a drink! ☺️ She’s had a hard day!
Message 17 of 76
Traveler101
Established Contributor

Re: Discover IT Harrowing Approval $4,000

Congrats!

Message 18 of 76
19eighty5
Senior Contributor

Re: Discover IT Harrowing Approval $4,000

Congratulations!

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 19 of 76
JNA1
Valued Contributor

Re: Discover IT Harrowing Approval $4,000

Congrats! The Discover It is an awesome card for that first year! It’s essentially a 2% every day card with 10% bonus categories with the first year of cash back match.
Our credit card journey started 3/2018

Hover over cards to see limits and usage. Total CL - $584,600. Cash Back and SUBs earned as of 9/1/22- $15292.65
CU Memberships

Goal Cards:

Message 20 of 76
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