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Discover IT Miles

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Super Contributor

Discover IT Miles

So I have been wanting this one for awhile but I just was always worried about getting a $500 limit or something. Since I got the Citi approval and that already tossed me out of the garden, I figured I might as well. I went and found a $100 referral code and rolled the dice. 

 

 

45194403-6993-43BE-B7C8-AC37466127A3.jpeg

 

$3000 is totally usable! I will shift all my spending to this card for the year to max the cash back match once I hit my Rewards+ SUB. 

 

Pulled EX 721


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 1 of 49
48 REPLIES 48
Regular Contributor

Re: Discover IT Miles

Congratulations! Good SL too.



Current Scores 09/8/2019 TU 718, EX 690, EQ 687 Previous 10/05/2018 EQ Fico 8 [696] 5 Inqs, EX Fico 8 [666] 14 Inqs, TU Fico 8 [702] 18 Inqs.
Gardening since 11/08/2018.
EQ-Fico 8 [699] EX-Fico 8 [639] TU-Fico 8[652]
UTI 14% NFCU nRewards $2K, Care Credit $20K, TFCU Platinum Visa $8K, DCU Rewards Visa 10K, USAA Platinum Visa 2K, Costco Visa $5.5K, NFCU AMEX $15K, Wells Fargo Cash Wise 9.5K, Barclays AAdvantage MC $2K, NFCU GoRewards 10K, Home Depot Commercial $1k, Best Buy Visa $10k, ExxonCard $1500, PenFed Visa Sig $6k, NFCU CLOC $10K, Boscov's $13.3K, Overstock $12.5k, Sportmans $1900, Amex BCE $500, Amex SPG 2K, BarClay Arrival $2k, DiscoverIT $14.5k, AmazonCard $5000, PayPal MC 8K, Mercury MC $5.5K, CapOne Silver $16.5K, Lowes Credit $17K, Wal-Mart Store Card $9K, Wayfair $14.4K
Message 2 of 49
Super Contributor

Re: Discover IT Miles


@jaeski33 wrote:
Congratulations! Good SL too.

Thank you!

 

Yes, I actually got more than I expected. This brings my Disco exposure to $15,700 which is awesome considering my meager $18K income. I am curious to see if this one grows but $3K is more than enough for my needs anyway. Smiley Happy


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 3 of 49
Established Contributor

Re: Discover IT Miles

Did you try the prequal site first or cold app?

I just returned from financial hell. Don't go, the brochure is a lie.
Message 4 of 49
Super Contributor

Re: Discover IT Miles


@Morpho wrote:

Did you try the prequal site first or cold app?


This time was a cold app but I checked the prequal tool in the last week or two and was prequalified. 


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 5 of 49
Regular Contributor

Re: Discover IT Miles


@Saeren wrote:

So I have been wanting this one for awhile but I just was always worried about getting a $500 limit or something. Since I got the Citi approval and that already tossed me out of the garden, I figured I might as well. I went and found a $100 referral code and rolled the dice. 

 

 

45194403-6993-43BE-B7C8-AC37466127A3.jpeg

 

$3000 is totally usable! I will shift all my spending to this card for the year to max the cash back match once I hit my Rewards+ SUB. 

 

Pulled EX 721


Congrats!



Message 6 of 49
Super Contributor

Re: Discover IT Miles


@Df82 wrote:

@Saeren wrote:

So I have been wanting this one for awhile but I just was always worried about getting a $500 limit or something. Since I got the Citi approval and that already tossed me out of the garden, I figured I might as well. I went and found a $100 referral code and rolled the dice. 

 

 

45194403-6993-43BE-B7C8-AC37466127A3.jpeg

 

$3000 is totally usable! I will shift all my spending to this card for the year to max the cash back match once I hit my Rewards+ SUB. 

 

Pulled EX 721


Congrats!


Thank you!

 

I really messed up my Disco IT match by adding a ton of other cards after so hopefully this one keeps me in the garden. 

 

...

 

Probably not but one can dream. Smiley Very Happy


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 7 of 49
Established Member

Re: Discover IT Miles

Congrats on the new card!

TU 661
EQ 661
EX 683
Message 8 of 49
Super Contributor

Re: Discover IT Miles


@spickeri wrote:

Congrats on the new card!


Thank you very much!


Scores 1/2019:
Scores 9/2019:

Hover over my cards to see my limits!
Goal cards: Does it look like I really need any more cards? My goal is to garden until 2/2020.
Message 9 of 49
Valued Contributor

Re: Discover IT Miles

Congrats on your Disco IT Miles approval!Smiley Very Happy






Message 10 of 49
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