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Discover IT Pre-approval

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Regular Contributor

Discover IT Pre-approval

Still helping my dad with his credit. Today he was pre-approved on the Discover site with the IT card. To his and my surprise, for $1,250. This will bring his score even higher.He is right now at 650 and 656 respectively on CK-Trans/Equ. 

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 1 of 18
17 REPLIES 17
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Moderator

Re: Discover IT Pre-approval

Congrats on dad's approval! 

Message 2 of 18
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Valued Contributor

Re: Discover IT Pre-approval

Congrats to your dad for his approval!




UNpopular opinions have served me well and will offer that which has worked for me.
Message 3 of 18
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Valued Contributor

Re: Discover IT Pre-approval

Congrats to DD on his Disco approval!




Message 4 of 18
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Regular Contributor

Re: Discover IT Pre-approval

Congrats to dad on the approval. That's awesome.
Message 5 of 18
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Established Contributor

Re: Discover IT Pre-approval

Good for you helping your dad improve his credit!

Message 6 of 18
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Regular Contributor

Re: Discover IT Pre-approval

Congrats for your pops ! , discover is great company to have a relationship with .











Message 7 of 18
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Regular Contributor

Re: Discover IT Pre-approval


@TimeLBK wrote:

Still helping my dad with his credit. Today he was pre-approved on the Discover site with the IT card. To his and my surprise, for $1,250. This will bring his score even higher.He is right now at 650 and 656 respectively on CK-Trans/Equ. 


Congrats, and now he has access to a TU FICO score!

FICO 8. EQ - 669. EX - 696. TU - 694
FICO 9. EQ - 689. EX - 689. TU - 715

Capital One Quicksilver - $1950 || Care Credit - $12000 || Costco Citi - $5500 || Redstone FCU Secured - $350 || Chase FU - $6600 || Discover - $1600
AMEX Amazon Business - $5500 || Chase Ink Unlimited - $3000
Message 8 of 18
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Regular Contributor

Re: Discover IT Pre-approval

Would he be able to get approved for a Best Buy or Best Buy Visa? If so, would he receive a higher limit on the regular BB card over the BB Visa?

His scores are-CK Trans 651; Equ 656. 

Dad's Info: FICO 8 Experian: 627, Credit Karma-Transunion 651; Equifax 656
Capital One QS: $376/$500
Discover IT: $111/$1,250
HSN: $509/$2,000
US Bank: $386/$500
Message 9 of 18
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Community Leader
Senior Contributor

Re: Discover IT Pre-approval

Best buy is Citi, they tend to be more selective than discover.

And it's hard to base the approval odds with CK scores.
EXP 763 TU 793 EQ 734
Message 10 of 18
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