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I'm re-rebuilding, so my scores are low (high for me) due to two recently PIF charge-offs and high (low for me ) utilization. But I check pre-quals periodically and decided to pull for Discover and AMEX since I have never had their cards before.
Discover IT Cash Back approved: $9500
American Express Cash Magnet approved: $2000
Scores: EQ 675 - TU 686 - EX 664
Prior, I had 4 inquiries: 1 on EQ, 1 on TU, 2 on EX
I'll probably take advantage of Discover's 0% for 14 months BT offer for the last remaining debt I have, which will likely be paid off by summer, and may use the AMEX for car rental plans I have for next month. Other than that, they will not get much use until summer.
Update: both pulled Experian, 4 point hit down to 660.
Congratulations!!! Always be proud of what you've accomplished so far Good idea to take advantage of the 0% APR just make sure to remember when you to start paying it down to avoid interests.. Good Morning!
@Adalen wrote:I'm re-rebuilding, so my scores are low (high for me) due to two recently PIF charge-offs and high (low for me
) utilization. But I check pre-quals periodically and decided to pull for Discover and AMEX since I have never had their cards before.
Discover IT Cash Back approved: $9500
American Express Cash Magnet approved: $2000
Scores: EQ 675 - TU 686 - EX 664
Prior, I had 4 inquiries: 1 on EQ, 1 on TU, 2 on EX
I'll probably take advantage of Discover's 0% for 14 months BT offer for the last remaining debt I have, which will likely be paid off by summer, and may use the AMEX for car rental plans I have for next month. Other than that, they will not get much use until summer.
Congratulations on your two new cards!
CONGRATS on the Approvals, the AWESOME SLs, and Welcome to the Disco and AMEX families!!!
Congrats on both approvals and very nice SL on Disco !!!
Thanks all!
Truly shocked by Discover limit - didn't know they could be so giving in my score range.
Obviously Disco likes you
I know that after being so low score wise is awful for anyone to go through and the rebuilding process is long and tedious but seriously always be proud of where youve come from! Your scores arent that bad anymore!! More "YES" and less "NO".. coming your way!
Awesome news and congrats!!
Congrats! Very nice SL's on both!
Coincidentally, I got both on approved on the same day back in Sept with nice limits as well and have been taking advantage of Disco a bit more than the AMEX. I happened to go on an app spree that day and also got the PayPal Cashback card and a local CU CC. I'll be in the garden for a bit to get some of these inquiries down.
Keep moving forward!