No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I just wanted to share with everyone my approvals. I ready this board a lot over the last several years and appreciate the words of wisdom.
What product did you get?
What CRs were pulled? Not sure yet, I just applied.
What is your FICO score (if known)? My scores are in the mid to upper 600s the last time I checked. If anyone knows which FICOs are used (Score 8, Bankcard Score 8?) I can update.
Are you willing to share any other info about your credit profile (UTIL, income, "baddies", etc). Bankruptcy Ch 7 discharged in 07.08.14 and Citi was included. I was an AU with Discover which was also included in the BK. No baddies after BK. Just closed on a home on 7/14/17. My TU has about 23 inquiries and EQ has about 13. Experian is probably similar to EQ - haven't check that one in a while.
What made you consider this product? I heard great things about Discover and thought it would be a good card to have as I am planning to ask Cap 1 about combining my two cards to get rid of the annual fee.
I know Sears is having troubles but they have a pretty good sale going on right now and thought I'd take a chance. I just paid cash for a washer and dryer yesterday and really needed a new mattress so thought why not? From all that I've read I for sure thought I would get denied. I had to call in and verify my name and last four of social.
Congrats on both your approvals!
Nice pick ups. Enjoy the new mattress
Congratulations on both cards! I'm also glad to see one was due to a purchase you already had in mind, I just like story of immediate practical uses.