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Discover IT approval

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Anonymous
Not applicable

Re: Discover IT approval


@Anonymous wrote:

They double pulled Equifax and Experian just FYI. 


Congrats on the approval. They pulled both EX and EQ when I applied back on 7/9/16 too. I'll be trying for a CLI on 10/9/16, so I'll post how it goes.Smiley Happy

Message 11 of 15
Anonymous
Not applicable

Re: Discover IT approval


@Anonymous wrote:

Got approved for Discover IT. Scores in sig are current.

 

Pathetic $500 starting line, called in to get it recon'd, and they said no, I need to use the card first for a little while. Bummer. 

 

What is the best way for a good 90 CLI with them? Use the card a ton, and pay it off multiple times a month? Let the statement close with a balance? Want to do what I can to get a good increase hopefully in 90 days. Otherwise I have zero use for this card. 

 

I tried the 90 day increase with Amex, but was denied due to a low credit score. At the time it was a 630, which is what they used when they approved me for the card. $1000SL. 

 

Anyway, let me know what to do for a nice CLI in 90 days. Thanks, 


Congrats on getting in with Discover. I swear they are a strange leander it took me 4 tries to get in and when I finally did i was expecting a $500 limit or something little but they gave me 6.5K. Just got an auto CLI of 1k with moderate use and various sized payments. So Im sure with some use and time they will give you something better.  

Message 12 of 15
Anonymous
Not applicable

Re: Discover IT approval


@Anonymous wrote:

congrats!

wow double pull? jeez...


They sometimes double pull on marginal profiles.

Message 13 of 15
Anonymous
Not applicable

Re: Discover IT approval

i got approved a few weeks ago for 7.5k with a 670. double pulled exp and eq. I was impressed to say the least. congrats op

Message 14 of 15
SunriseEarth
Moderator Emeritus

Re: Discover IT approval

Interesting.   Discover isn't known for double pulls or pulling EX.   I'm not sure why you got the card if you didn't have a need for it, but I'd recommending using it at least for your category spend (if you were able to get the double your cashback promo, then you should use it for your gen spend when possible).   They seem to like heavy use and PIF, so that might be your best bet at getting CLIs?



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 15 of 15
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