Discover IT approval

Anonymous · ‎03-13-2020

Hey there. I'm new to the board. However, I found a lot of helpful info. I started the credit rebuilding process in November of 2019

My scores were dismal...

TU:529

EQ:515

EX: 535

Through hard work and dedication I am now at

TU: 719

EQ:681

EX:672

I was so nervous but decided to hit up the prequal. link for discover and sure enough it came back with two offers. I took the plunge and applied for the cash reward or cash back card n/ the chrome. I was approved after calling in to verify info. I was given $11,000 CL w/14 month 0%APR. I could not be happier. I'm in utter shock I never believed this could happen. I always believed my credit was doomed. Thanks for all of your valuable info. To those you who are doubting there is hope just keep on plugging away!

newfossil · ‎03-13-2020

Congratulations!

Starting score - May 2018

April 2021

AAoA - 1 year 6 months

Anonymous · ‎03-13-2020

Congratulations on your approval!! Welcome to Discover

Anonymous · ‎03-13-2020

Nice approval, congrats!

AllZero · ‎03-13-2020

Congratulations on your approval!

Anonymous · ‎03-13-2020

Congrats on your approval & awesome SL!!👏👏

Marz2002 · ‎03-13-2020

From 1 Rebuilder to another Rebuilder, CONGRATS @Smtab891 on your Discover IT approval, Thanks for the DPs, and Welcome to the Forums and the DISCO family!

M_Smart007 · ‎03-13-2020

Welcome To myFICO Forums and

JeffMO · ‎03-13-2020

@Anonymous wrote:
Hey there. I'm new to the board. However, I found a lot of helpful info. I started the credit rebuilding process in November of 2019
My scores were dismal...
TU:529
EQ:515
EX: 535

Through hard work and dedication I am now at
TU: 719
EQ:681
EX:672

I was so nervous but decided to hit up the prequal. link for discover and sure enough it came back with two offers. I took the plunge and applied for the cash reward or cash back card n/ the chrome. I was approved after calling in to verify info. I was given $11,000 CL w/14 month 0%APR. I could not be happier. I'm in utter shock I never believed this could happen. I always believed my credit was doomed. Thanks for all of your valuable info. To those you who are doubting there is hope just keep on plugging away!

Congrats from one rebuilder to another, great job! I'm hoping the same from them in the future. For some reason unbeknownst to me they started me alot less than that but I'm working them upwards! This is inspiring

Capital one 500, Discover 11.1k. UMB Signature visa 18.5k, DW UMB card Auth user 16K. Citi Costco anywhere 26.6k, Amazon Prime 22.3K
BH/Comenity Photo 10k Lowes advantage 35k
AAOA 2y4m, oldest 5 years. 0 collections. 125k income, Util 1% inq 1/12. 1/24. 30/60/90 = 0, No derog's, clean file. Rebuilding started 4 years ago.

Starting Score: 560
Current Score: 795
Goal Score: 850

Take the myFICO Fitness Challenge

Anonymous · ‎03-13-2020

@Anonymous wrote: November of 2019
My scores were dismal...
TU:529
EQ:515
EX: 535

Through hard work and dedication I am now at
TU: 719
EQ:681
EX:672

... I was given $11,000 CL w/14 month 0%APR ...

That improvement is stunning (and in such short order!) -- Congrats! And Congrats! on the 11,000 SL -- Miss Disco is impressed too.

Great jon on the DPs. Thank you.